32185 Center St, Dowagiac, MI 49047 Property Records

Cass County property record for 32185 Center St, Dowagiac, MI 49047

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,680 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,717 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-130-223-002-00`

Property Details

APN / Parcel Number

Primary APN	`14-130-223-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,680 sqft Building Perimeter
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	32185 CENTER ST
City	DOWAGIAC
State	MI
Zip	49047-8945
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	505-821 375-527 1160-G 5S-16W LOTS 2 & 4 BLK 8 WILDWOOD.
Legal Subdivision	WILDWOOD
Legal Block	8
Legal Lot Number	2,4
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1014
Census Tract	1902

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8629 TULLAMORE DR, TINLEY PARK, IL 60487-4498
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Quit Claim Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Nov 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 18, 2020
Transfer Doc	001169/514
Record Updated	Oct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Mar 24, 2020
Property Address	32185 CENTER ST, DOWAGIAC, MI 49047-8945
Document Number	001169/514
Book / Page	1169 / 514
Map Reference	LB 1 PG 149
Instrument Date	Mar 18, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8629 TULLAMORE DR, TINLEY PARK, IL 60487-4498

Mortgage

Document Number	0011692546
Date	Mar 24, 2020
Instrument	1169/2546

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	374 Months
Due	May 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Nov 1, 2019
Property Address	32185 CENTER ST, DOWAGIAC, MI 49047-8945
Document Number	1163/0206
Book / Page	1163 / 0206
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11436 S TALMAN AVE, 11436, CHICAGO, IL 60655-1916

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8629 TULLAMORE DR, TINLEY PARK, IL 60487-4498

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,400 (+15.24%) Land $231,400	$462,800 (+15.24%) Land $462,800
2025	$6,717.00 (+26.98%)	$200,800 (+33.78%) Land $200,800	$401,600 (+33.78%) Land $401,600
2023		$150,100	$300,200
2022	$5,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sister Lakes Cable Fiber	2,048 / 1,024
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications, Verizon.

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