Hernando County property record for 3232 Harrow Rd, Spring Hill, FL 34606 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,356 sqft · built 2003 |
| Lot Size | 0.256 acres (11,137 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $124,700 (Jul 2003) |
| Tax Bill | $1,764 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5210-1447-0010 |
| Primary APN | R32-323-17-5210-1447-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 2,916 sqft |
| 1st Floor Area | 1,256 sqft |
| Upper Floors Area | 1,100 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,137 sqft (0.256 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00314065 |
|---|---|
| Street Address | 3232 HARROW RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 21 BLK 1447 LOT 1 ORB 358 PG 692 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 21 |
| Legal Block | 1447 |
| Legal Lot Number | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41304 |
Source: Hernando County records · APN R32-323-17-5210-1447-0010
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3232 HARROW RD, SPRING HILL, FL 34606-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Dec 10, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 03, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Oct 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL SVCNG CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2003 · Amount on Record |
| Deed Sale | Jul 10, 2003 · Amount on Record |
| Prior Sale | Nov 06, 2002 · Amount on Record |
| Deed Book / Page | 1693 / 74 |
| Last Transfer Date | Jun 03, 2021 |
| Transfer Doc | 0040071933 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3232 HARROW RD, SPRING HILL, FL 34606-3028 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3232 HARROW RD, SPRING HILL, FL 34606-3028 |
| Document Number | 0043931516 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 4393/1516 |
| Instrument | 2024010419 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3232 HARROW RD, SPRING HILL, FL 34606-3028 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0040980314 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 4098/314 |
| Instrument | 2021093370 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 03, 2021 |
| Property Address | 3232 HARROW RD, SPRING HILL, FL 34606-3028 |
| Document Number | 0040071933 |
| Book / Page | 4007 / 1933 |
| Map Reference | MB 9 PG 81-95 |
| Instrument Date | Jun 03, 2021 |
| Instrument | 2021041759 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3232 HARROW RD, SPRING HILL, FL 34606-3028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3232 HARROW RD, SPRING HILL, FL 34606-3028 |
| Document Number | 0037461527 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3232 HARROW RD SPRING HILL FL 346063028, SPRING HILL, FL 34606-3028 |
| Document Number | 0037461527 |
|---|---|
| Date | Sep 04, 2019 |
| Book Page | 003746/001527 |
| Instrument | 55183 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 03, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3232 HARROW RD, SPRING HILL, FL 34606-3028 |
| Document Number | 0036330977 |
| Instrument Date | Oct 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Title Company | CHRONOS TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3232 HARROW RD SPRING HILL FL 346063028, SPRING HILL, FL 34606-3028 |
| Document Number | 0036330977 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 003633/000977 |
| Instrument | 62977 |
| Name | CITADEL SVCNG CORP |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,764.00 (+70.27%) Homeowner's exemption Veteran's exemption | $119,548 (+5.99%) | $321,265 (+4.66%) Land $42,321 Building $278,944 |
| 2023 | $112,795 Land $112,795 | ||
| 2022 | $1,036.00 | $306,950 Land $36,195 Building $270,755 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 4% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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