3205 Harrow Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 3205 Harrow Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 848 sqft · built 1982
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$49,800 (Oct 1999)
Tax Bill	$996 (2025)
Deeds & Mortgages	Apr 2021 Transfer Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1446-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1446-0040`
Alternative APNs	`00428503` `428503`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	848 sqft Living Area
Gross Area	1,412 sqft
1st Floor Area	848 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	60 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00428503
Street Address	3205 HARROW RD
City	SPRING HILL
State	FL
Zip	34606-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1446 LOT 4
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1446
Legal Lot Number	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2002
Census Tract	41304

Owner

Source: Hernando County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3205 HARROW RD, SPRING HILL, FL 34606-3029
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 2, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 21, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 1999 · Amount on Record
Deed Sale	Oct 14, 1999 · Amount on Record
Prior Sale	Jun 16, 1998 · Amount on Record
Deed Book / Page	1298 / 1607
Last Transfer Date	Jun 23, 2006
Transfer Doc	0022820774
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Apr 26, 2021
Property Address	3205 HARROW RD, SPRING HILL, FL 34606-3029
Document Number	0039870368
Book / Page	3987 / 368
Map Reference	MB 9 PG 81-96
Instrument Date	Apr 20, 2021
Instrument	2021029490
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 HARROW RD, SPRING HILL, FL 34606-3029

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3205 HARROW RD, SPRING HILL, FL 34606-3029
Document Number	0037930639
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 HARROW RD SPRING HILL FL 346063029, SPRING HILL, FL 34606-3029

Mortgage

Document Number	0037930639
Date	Jan 8, 2020
Book Page	003793/000639
Instrument	1332

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3205 HARROW RD, SPRING HILL, FL 34606-3029
Document Number	0037071261
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 HARROW RD SPRING HILL FL 346063029, SPRING HILL, FL 34606-3029

Mortgage

Document Number	0037071261
Date	May 28, 2019
Book Page	003707/001261
Instrument	32478

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00 (+250.7%) Homeowner's exemption	$46,329 (+5.99%)	$129,144 (+6.28%) Land $38,000 Building $91,144
2023		$43,712 (+3%) Land $43,712
2022	$284.00 Homeowner's exemption	$42,439	$121,512 Land $32,500 Building $89,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Hotwire Communications, T-Mobile, Verizon.

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