3232 Dundee Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 3232 Dundee Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	10,040 sqft · built 1978
Lot Size	0.666 acres (28,998 sqft)
Owner	Company Name on File
Last Sale	$600,000 (Jan 2020)
Tax Bill	$7,233 (2025)
Deeds & Mortgages	Jan 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-28-26-000000-012030`

Property Details

APN / Parcel Number

Primary APN	`26-28-26-000000-012030`
Alternative APN	`62826000`

Interior

Stories	1 Story
Building Area	10,040 sqft Gross Area
1st Floor Area	10,040 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1999
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	28,998 sqft (0.666 acres)
View / Lot	Commercial
Total Buildings	2 Buildings

Location & Zoning

Street Address	3232 DUNDEE RD
City	WINTER HAVEN
State	FL
Zip	33884-1113
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BEG 1368.13 FT S & 775 FT W OF NE COR OF NE1/4 RUN W 145 FT S 200 FT E 145 FT N 200 FT TO POB
Legal Range	26E
Legal Township	28S
Legal Section	26
Legal Subdivision	FLOYD ENTERPRISES INC
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2000
Census Tract	13902

Owner

Source: Polk County records · APN 26-28-26-000000-012030

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3232 DUNDEE RD, WINTER HAVEN, FL 33884-1113
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Feb 08, 2008 · Amount on Record
Deed Document Number	202013477
Deed Book / Page	11111 / 2207
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 17, 2020
Property Address	3220 DUNDEE RD, WINTER HAVEN, FL 33884-1113
Document Number	0111112207
Book / Page	011111 / 002207
Instrument Date	Dec 31, 2019
Instrument	13477
Transaction Type	Transfer
Record Updated	Feb 06, 2020
Title Company	EQUITY LAND TITLE INC, EQUITY LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3232 DUNDEE RD WINTER HAVEN FL 338841113, WINTER HAVEN, FL 33884-1113

Mortgage

Document Number	111112211
Date	Jan 17, 2020
Book Page	011111/002211
Instrument	13478

Lender

Name	KRYSTAL PROPERTIES INC
Address	2110 N OCEAN BLVD # 2602, FORT LAUDERDALE, FL 33305-1954

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,233.00 (-23.08%)	$545,780 (-0.58%) Land $88,447 Building $457,333	$545,780 (-0.58%) Land $88,447 Building $457,333
2024	$9,403.00 (+27%)
2023	$7,404.00 (+1.75%)	$548,967 (+2.86%) Land $88,447 Building $460,520	$548,967 (+2.86%) Land $88,447 Building $460,520
2022	$7,277.00	$533,705 Land $88,447 Building $445,258	$533,705 Land $88,447 Building $445,258

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050139022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force 23 of 25 on primary residences
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004, river or lake flooding, Hurricane Frances

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 21% of Florida
Wildfire Likelihood	About 1 in 813 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.