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3103 Dundee Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 3103 Dundee Rd, Winter Haven, FL 33884

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,986 sqft · built 1958
Lot Size0.247 acres (10,764 sqft)
Owner2 Individual Names on Record
Last Sale$65,000 (Jan 2019)
Tax Bill$959 (2025)
Deeds & MortgagesJan 2019 Sale
Flood ZoneZone X (minimal risk)
APN26-28-25-590000-000052

Property Details

APN / Parcel Number

Primary APN26-28-25-590000-000052
Alternative APNs
  • 252826590000000060
  • 252826590000000052
  • 52826000

Interior

Units2 Units
Stories1 Story
Building Area2,986 sqft Gross Area
1st Floor Area2,986 sqft
Utility Area256 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1999
Fire ResistanceMasonry Walls, Wood Interior
Lot Area10,764 sqft (0.247 acres)
Lot Dimensions170 ft deep x 50 ft wide
View / LotCommercial

Location & Zoning

Street Address3103 DUNDEE RD
CityWINTER HAVEN
StateFL
Zip33884
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionEASTWOOD SUB UNIT 1 PB 18 PG 8 ---- LOTS 5 & 6 LESS THAT PART LYING WITHIN FOLL: BEG NE COR OF LOT 21 S0-42-37E ALONG E LINE OF LOT 21 & 5 83.74 FT S89-07-43W 56.67 FT N0-52-17W 1.64 FT N89-07-43W 51.28 FT TO PT ON W LINE OF LOT 6 N1-25-13W ALONG SAI
Legal Range26E
Legal Township28S
Legal Section25
Legal SubdivisionEASTWOOD SUBDIVISION UNIT 1
Legal Tract590000
Legal Block2
Legal Lot Number5,6
Legal Unit1
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2058
Census Tract12802

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3103 DUNDEE RD, WINTER HAVEN, FL 33884
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2019 · Amount on Record
Deed SaleJan 17, 2019 · Amount on Record
Prior SaleFeb 1, 2017 · Amount on Record
Deed Document Number201911013
Deed Book / Page10726 / 1058
Prior Transfer DateMay 18, 2016
Prior Transfer Doc0000093832
Record UpdatedSep 20, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 17, 2019
Property Address3103 DUNDEE RD, WINTER HAVEN, FL 33884
Document Number0107261058
Book / Page010726 / 001058
Instrument DateJan 14, 2019
Instrument11013
Transaction TypeTransfer
Record UpdatedFeb 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$455.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3951 DUNDEE RD WINTER HAVEN FL 338840902, WINTER HAVEN, FL 33884-0902

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$959.00 (-45.01%)$72,392 (+17.42%) Land $32,821 Building $39,571$72,392 (+17.42%) Land $32,821 Building $39,571
2023$1,744.00 (-2.79%)$61,652 (-8.8%) Land $32,821 Building $28,831$61,652 (-8.8%) Land $32,821 Building $28,831
2022$1,794.00$67,598 Land $32,821 Building $34,777$67,598 Land $32,821 Building $34,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims3 (2022–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2023 · Hurricane Idalia
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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