32318 N 165th Ave, Surprise, AZ 85387 Property Records

Maricopa County property record for 32318 N 165th Ave, Surprise, AZ 85387

Property Summary

Property Type	Rural Home
Details	2 ba · 1,512 sqft · built 2022
Lot Size	1.13 acres (49,571 sqft)
Owner	Individual Name on File
Last Sale	$419,900 (Sep 2023)
Tax Bill	$1,743 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`503-50-038K`

Property Details

APN / Parcel Number

Primary APN	`503-50-038K`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	49,571 sqft (1.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	32318 N 165TH AVE
City	SURPRISE
State	AZ
Zip	85387-6502
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E2 E2 N2 LOT 30 DOVE VALLEY MCR 87-10 AKA PRCL 4 P/F 21-0609047
Legal Subdivision	DOVE VALLEY
Legal Lot Number	30
Jurisdiction	MARICOPA AZ
Township / Civil Division	WICKENBURG
Census Block Group	4
Census Block	4042
Census Tract	40539

Owner

32318 N 165th Ave, a rural home, is owned and occupied by an individual who bought it in September 2023.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	32318 N 165TH AVE, SURPRISE, AZ 85387-6502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2022	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Jan 31, 2022 · Amount on File
Deed Document Number	20230464046
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 5, 2023
Property Address	32318 N 165TH AVE, SURPRISE, AZ 85387-6502
Document Number	0000464046
Map Reference	MB 87 PG 10
Instrument Date	Aug 16, 2023
Instrument	20230464046
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	LANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32318 N 165TH AVE, SURPRISE, AZ 85387-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32318 N 165TH AVE, SURPRISE, AZ 85387-6502

Mortgage

Document Number	0000464047
Date	Sep 5, 2023
Instrument	20230464047

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2022
Property Address	32318 N 165TH AVE, SURPRISE, AZ 85387-6502
Document Number	0000092503
Map Reference	MB 87 PG 10
Instrument Date	Jan 25, 2022
Instrument	20220092503
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10613 W SAN MIGUEL AVE, 10613, GLENDALE, AZ 85307-4041

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	32318 N 165TH AVE, SURPRISE, AZ 85387-6502

Mortgage

Document Number	0000092504
Date	Jan 31, 2022
Instrument	20220092504

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 32318 N 165th Ave was $1,743.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Nadaburg Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,050	$390,500 Land $78,100 Building $312,400
2025	$1,743.00
2024		$13,140 (+38.61%)	$87,600 (+38.61%) Land $87,600
2023	$550.00 (+233.33%)	$9,480 Land $9,480	$63,200 Land $63,200
2022	$165.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32318 N 165th Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Dec 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32318 N 165th Ave is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 47% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, GeoLinks, T-Mobile.

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