31946 N 165th Ave, Surprise, AZ 85387 Property Records

Maricopa County property record for 31946 N 165th Ave, Surprise, AZ 85387

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,654 sqft · built 2021
Lot Size	1.03 acres (45,029 sqft)
Owner	Individual Name on File
Last Sale	$348,990 (Aug 2021)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`503-50-054-C`

Property Details

APN / Parcel Number

Primary APN	`503-50-054-C`
Alternative APN	`50350054C0`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,654 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Roof Material	Concrete
Lot Area	45,029 sqft (1.03 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31946 N 165TH AVE
City	SURPRISE
State	AZ
Zip	85387-7103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOVE VALLEY MCR 87/10
Legal Subdivision	DOVE VALLEY
Legal Lot Number	46
Jurisdiction	MARICOPA AZ
Township / Civil Division	WICKENBURG
Census Block Group	4
Census Block	4041
Census Tract	40539

Owner

31946 N 165th Ave is owned and occupied by an individual who bought it in August 2021.

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31946 N 165TH AVE, SURPRISE, AZ 85387-7103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Deed Document Number	2021840254
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	31946 N 165TH AVE, SURPRISE, AZ 85387-7103
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31946 N 165TH AVE, SURPRISE, AZ 85387-7103

Mortgage

Document Number	0001036449
Date	Sep 24, 2021
Instrument	20211036449

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 3, 2021
Property Address	31946 N 165TH AVE, SURPRISE, AZ 85387-7103
Document Number	0000840254
Map Reference	MB 87 PG 10
Instrument Date	Jul 27, 2021
Instrument	20210840254
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10613 W SAN MIGUEL AVE, 10613, GLENDALE, AZ 85307-4041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31946 N 165TH AVE, SURPRISE, AZ 85387-7103

Mortgage

Document Number	0000840255
Date	Aug 3, 2021
Instrument	20210840255

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 31946 N 165th Ave was $1,880.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Nadaburg Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,850 (+91.87%)	$408,500 (+5.8%) Land $81,700 Building $326,800
2025	$1,880.00	$21,290 (-47.24%)	$386,100 (-4.31%) Land $77,200 Building $308,900
2024		$40,350	$403,500 Land $80,700 Building $322,800
2023	$2,065.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31946 N 165th Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Dec 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31946 N 165th Ave is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, GeoLinks, T-Mobile.

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