3231 Sitio Tortuga, Carlsbad, CA 92009 Property Records

San Diego County property record for 3231 Sitio Tortuga, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,053 sqft · built 2010
Lot Size	0.243 acres (10,577 sqft)
Owner	2 Company Names on Record
Last Sale	$1,230,000 (Aug 2018)
Tax Bill	$10,571 (2025)
Deeds & Mortgages	Dec 2023 Transfer Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`223-782-28-00`

Property Details

APN / Parcel Number

Primary APN	`223-782-28-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,053 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	10,577 sqft (0.243 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3231 SITIO TORTUGA
City	CARLSBAD
State	CA
Zip	92009-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 60 TR 015103
Legal Subdivision	LA COSTA RESOR
Legal Tract	015103
Legal Block	2
Legal Lot Number	60
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	20032

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3231 SITIO TORTUGA, CARLSBAD, CA 92009-2007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Intrafamily Transfer, Transfer
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
May 7, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Aug 17, 2018	Grant Deed, Transfer FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Feb 28, 2014 · Amount on Record
Deed Document Number	2018340053
Prior Transfer Date	Jun 28, 2012
Prior Transfer Doc	0000438477
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2023
Property Address	3231 SITIO TORTUGA, CARLSBAD, CA 92009-2007
Document Number	0000337679
Instrument Date	Dec 4, 2023
Instrument	2023-0337679
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3231 SITIO TORTUGA, CARLSBAD, CA 92009-2007

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3231 SITIO TORTUGA, CARLSBAD, CA 92009-2007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 SITIO TORTUGA, CARLSBAD, CA 92009-2007

Mortgage

Document Number	0000605992
Date	Oct 7, 2020
Instrument	2020-0605992

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3231 SITIO TORTUGA, CARLSBAD, CA 92009-2007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168836
Date	May 7, 2019
Instrument	2019-0168836

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2018
Property Address	3231 SITIO TORTUGA, CARLSBAD, CA 92009-2007
Document Number	0000340053
Instrument Date	Jul 11, 2018
Instrument	340053
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 SITIO TORTUGA CARLSBAD CA 920092007, CARLSBAD, CA 92009-2007

Mortgage

Document Number	340054
Date	Aug 17, 2018
Instrument	340054

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$754,155 (+2%) Land $368,027 Building $386,128
2025	$10,571.00 (+6.01%) Homeowner's exemption	$739,368 (+4.04%) Land $360,811 Building $378,557
2023	$9,972.00 (+1.33%) Homeowner's exemption	$710,659 Land $346,801 Building $363,858
2022	$9,841.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: San Diego Broadband.

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