3231 Nicholson Rd, Westminster, MD 21157 Property Records

Carroll County property record for 3231 Nicholson Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 2010
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,000 (Jun 2001)
Tax Bill	$4,343 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-027272`

Property Details

APN / Parcel Number

Primary APN	`04-027272`
Alternative APNs	`4027272` `027272`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Total Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	71,003 sqft (1.63 acres)

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	240 sqft
Shed	1 Shed
Shed Area	900 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	027272
Street Address	3231 NICHOLSON RD
City	WESTMINSTER
State	MD
Zip	21157-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 1.63 ACS 3231 NICHOLSON RD SW OF BIRD HILL
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2006
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3231 NICHOLSON RD, WESTMINSTER, MD 21157-8231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit POINT BREEZE CU
Jul 2, 2021	Deed of Trust, Mortgage POINT BREEZE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2001 · Amount on Record
Deed Sale	Jun 11, 2001 · Amount on Record
Deed Document Number	20014832
Deed Book / Page	2563 / 372
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3231 NICHOLSON RD, WESTMINSTER, MD 21157-8231
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108050302
Date	Jun 14, 2022
Book Page	10805/302

Lender

Name	POINT BREEZE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3231 NICHOLSON RD, WESTMINSTER, MD 21157-8231
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103550143
Date	Jul 2, 2021
Book Page	10355/143

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2026

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,343.00 (+4.75%) Homeowner's exemption	$417,033 (+21.84%)	$443,500 (+9.83%) Land $186,300 Building $257,200
2025	$4,146.00 (+7.21%) Homeowner's exemption
2023	$3,867.00 Homeowner's exemption	$342,267	$403,800 Land $166,300 Building $237,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

Nearby Properties on Nicholson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures