3320 Nicholson Rd, Westminster, MD 21157 Property Records

Carroll County property record for 3320 Nicholson Rd, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,598 sqft · built 1957
Lot Size0.891 acres (38,816 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (Jun 2025)
Tax Bill$4,210 (2026)
Deeds & MortgagesApr 2022 Mortgage
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-042174

Property Details

APN / Parcel Number

Primary APN04-042174
Alternative APNs
  • 4042174
  • 042174

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,598 sqft Total Area
Basement Area600 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area38,816 sqft (0.891 acres)
Garage TypeCarport
Garage Area364 sqft
CarportCarport
Carport Area364 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area139 sqft
Deck Area543 sqft
Shed1 Shed
Shed Area1,200 sqft
Stable864 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number042174
Street Address3320 NICHOLSON RD
CityWESTMINSTER
StateMD
Zip21157-8234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIC
Legal DescriptionLT - 38816 SQ FT 3320 NICHOLSON RD SW OF BIRD HILL
Legal SubdivisionNICHOLSON RD SSW OF BIRD HILL
JurisdictionCARROLL MD
Township / Civil Division4, WOOLERYS
Census Block Group2
Census Block2005
Census Tract504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3320 NICHOLSON RD, WESTMINSTER, MD 21157-8234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Aug 5, 2022Deed, Transfer · VA Mortgage
MCLEAN MORTGAGE CORP
Sep 1, 2021Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleAug 5, 2022 · Amount on Record
Deed Book / Page11510 / 348
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address3320 NICHOLSON RD, WESTMINSTER, MD 21157-8234
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title Company2020 TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0107370276
DateApr 11, 2022
Book Page10737/276
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 1, 2052

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateAug 5, 2022
Property Address3320 NICHOLSON RD, WESTMINSTER, MD 21157-8234
Document Number0108480001
Book / Page10848 / 1
Instrument DateJul 6, 2022
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyNOT AVAILABLE, VIRTUAL TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3320 NICHOLSON RD, 3320, WESTMINSTER, MD 21157-8234

Transferred To (Grantee/Buyer)

NameVerified Name
Address3320 NICHOLSON RD, WESTMINSTER, MD 21157-8234

Mortgage

Document Number0108480008
DateAug 5, 2022
Instrument10848-0008
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

September 2021: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionCARROLL MD
Recording DateSep 1, 2021
Property Address3320 NICHOLSON RD, WESTMINSTER, MD 21157-8234
Document Number0104360219
Book / Page10436 / 219
Instrument DateJul 13, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3320 NICHOLSON RD, 3320, WESTMINSTER, MD 21157-8234

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 12222, NEWARK, NJ 07101-3411
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,210.00 (+3,408.33%) Homeowner's exemption$370,600 (+7.83%)$424,400 (+23.48%) Land $175,600 Building $248,800
2025$120.00 (-95.96%) Homeowner's exemption$343,700 (+30.83%) Land $155,600 Building $188,100$343,700 (-) Land $155,600 Building $188,100
2023$2,968.00 Disabled Person's exemption Veteran's exemption$262,700$343,700 Land $155,600 Building $188,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Quantum Internet & Telephone
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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