3231 Grace Rd, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 3231 Grace Rd, Sparrows Point, MD 21219 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,066 sqft · built 1957
Lot Size	0.164 acres (7,125 sqft)
Owner	Individual Name on File
Last Sale	$329,900 (Jul 2026)
Tax Bill	$2,700 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2020 Line of Credit + 1 more
APN	`15-1511351290`

Property Details

APN / Parcel Number

Primary APN	`15-1511351290`
Alternative APN	`1511351290`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	1,178 sqft
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,125 sqft (0.164 acres)
Lot Dimensions	148 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1511351290
Street Address	3231 GRACE RD
City	SPARROWS POINT
State	MD
Zip	21219-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.1635 AC PT LTS 9,10 LYNCH POINT
Legal Subdivision	LYNCH POINT
Legal Block	U
Legal Lot Number	9
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1006
Census Tract	452000

Owner

Source: Baltimore County records · APN 15-1511351290

Assessment roll updated July 14, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3231 GRACE RD, SPARROWS POINT, MD 21219-1144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit MUNICIPAL EMPLOYEES CU OF BALTIMORE INC
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Sep 03, 2008 · Amount on Record
Deed Book / Page	51565 / 113
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jul 28, 2026
Property Address	3231 GRACE RD, SPARROWS POINT, MD 21219-1144
Document Number	5156000113
Book / Page	51565 / 113
Instrument Date	Jul 02, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$333,199.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3231 GRACE RD, SPARROWS POINT, MD 21219-1144

Mortgage

Document Number	5156000120,
Date	Jul 28, 2026
Book Page	51565/120

Lender

Name	MERIDIAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3231 GRACE RD, SPARROWS POINT, MD 21219-1144
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0435600254
Date	Oct 29, 2020
Book Page	43560/254

Lender

Name	MUNICIPAL EMPLOYEES CU OF BALTIMORE INC
Type	Credit Union
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3231 GRACE RD, SPARROWS POINT, MD 21219-1144
Document Number	0422320431
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 GRACE RD SPARROWS POINT MD 212191144, SPARROWS POINT, MD 21219-1144

Mortgage

Document Number	0422320431
Date	Dec 16, 2019
Book Page	042232/000431

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2039

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,800 (+17.6%)	$225,500 (+26.4%) Land $74,800 Building $150,700
2024	$2,700.00 (+107.37%)
2023	$1,302.00 Homeowner's exemption	$178,400 Land $73,100 Building $105,300	$178,400 Land $73,100 Building $105,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054520001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 98 individual NFIP policies nearby
Nearby Flood Policies	98 in force
Nearby Flood Claims	229 (1978–2024)
Claims Outside the SFHA	11 of 229
Most Recent Claim	Aug 2024, river or lake flooding
Claims By Storm	Hurricane Sandy, Oct 2012 · 3 claims Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Hurricane Isabel, Sep 2003 · 110 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 448 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
Believe Wireless	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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