Baltimore County property record for 3218 Grace Rd, Sparrows Point, MD 21219
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 748 sqft · built 1951 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $209,900 (Dec 2012) |
| Tax Bill | $2,737 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2020 Mortgage + 1 more |
| APN | 15-1518100960 |
| Primary APN | 15-1518100960 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 748 sqft Living Area |
| Gross Area | 1,204 sqft |
| 1st Floor Area | 748 sqft |
| Attic | Attic |
| Attic Area | 360 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1518100960 |
|---|---|
| Street Address | 3218 GRACE RD |
| City | SPARROWS POINT |
| State | MD |
| Zip | 21219-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 21,22 LYNCH POINT |
| Legal Subdivision | LYNCH POINT |
| Legal Block | N |
| Legal Lot Number | 21 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 452000 |
Source: Baltimore County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3218 GRACE RD, SPARROWS POINT, MD 21219-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Jul 17, 2020 | Deed of Trust, Mortgage · VA Mortgage DIRECT MORTGAGE LOANS LLC |
| Sep 16, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2012 · Amount on Record |
| Deed Sale | Dec 4, 2012 · Amount on Record |
| Prior Sale | Jul 24, 2012 · Amount on Record |
| Deed Book / Page | 32864 / 405 |
| Prior Transfer Date | Sep 14, 2009 |
| Prior Transfer Doc | 0286340188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jul 2, 2026 |
| Property Address | 3218 GRACE RD, SPARROWS POINT, MD 21219-1113 |
| Document Number | 5149000098 |
| Book / Page | 51493 / 98 |
| Instrument Date | Apr 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 3218 GRACE RD, SPARROWS POINT, MD 21219-1113 |
| Document Number | 5149000098, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 51493/98 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 3218 GRACE RD, BALTIMORE, MD 21219-1113 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0431360245 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 43136/245 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 3218 GRACE RD, BALTIMORE, MD 21219-1113 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0454670001 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 45467/1 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $185,267 (+17.11%) | $198,800 (+25.66%) Land $75,700 Building $123,100 | |
| 2024 | $2,737.00 (+103.04%) | ||
| 2023 | $1,348.00 Homeowner's exemption | $158,200 Land $73,500 Building $84,700 | $158,200 Land $73,500 Building $84,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 98 policies |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 229 (1978–2024) |
| Claims Outside the SFHA | 11 of 229 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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