San Diego County property record for 3231 Bernie Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,312 sqft · built 1977 |
| Lot Size | 0.153 acres (6,660 sqft) |
| Owner | Company Name on Record |
| Last Sale | $380,000 (May 2014) |
| Tax Bill | $5,257 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Sep 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-650-29-00 |
| Primary APN | 166-650-29-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,660 sqft (0.153 acres) |
| Lot Dimensions | 104 ft deep x 65 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3231 BERNIE DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 78 TR 008430 |
| Legal Subdivision | AMERICAN HERITAGE HOMES |
| Legal Tract | 008430 |
| Legal Block | 1 |
| Legal Lot Number | 78 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 18517 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2717 BARBARA LN, OCEANSIDE, CA 92056-3339 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC COAST HOME MORTGAGE |
| Sep 15, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2014 · Amount on Record |
| Deed Sale | May 6, 2014 · Amount on Record |
| Prior Sale | Dec 12, 2013 · Amount on Record |
| Deed Document Number | 2014184128 |
| Last Transfer Date | Sep 7, 2017 |
| Transfer Doc | 0000424474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3231 BERNIE DR, OCEANSIDE, CA 92056-3817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000089334 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 2018-0089334 |
| Name | PACIFIC COAST HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OCEANSIDE, CA 92054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 15, 2017 |
| Property Address | 3231 BERNIE DR, OCEANSIDE, CA 92056-3817 |
| Document Number | 0000424474 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 424474 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2717 BARBARA LN OCEANSIDE CA 920563339, OCEANSIDE, CA 92056-3339 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $475,132 (+2%) Land $375,109 Building $100,023 | |
| 2025 | $5,257.00 (+5.18%) | $465,816 (+4.04%) Land $367,754 Building $98,062 |
| 2023 | $4,998.00 (+1.52%) | $447,730 Land $353,475 Building $94,255 |
| 2022 | $4,923.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Western tribal government · serves 296 people · EPA ID 090605008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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