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3220 Bernie Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3220 Bernie Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,312 sqft · built 1977
Lot Size0.15 acres (6,555 sqft)
Owner2 Company Names on File
Last Sale$138,000 (Jun 1994)
Tax Bill$2,576 (2025)
Deeds & MortgagesDec 2022 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN166-650-13-00

Property Details

APN / Parcel Number

Primary APN166-650-13-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,312 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Lot Area6,555 sqft (0.15 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3220 BERNIE DR
CityOCEANSIDE
StateCA
Zip92056-3816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 52 TR 008430
Legal SubdivisionAMERICAN HERITAGE HOMES
Legal Tract008430
Legal Block1
Legal Lot Number52
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1003
Census Tract18517

Owner

Source: San Diego County records · APN 166-650-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3220 BERNIE DR, OCEANSIDE, CA 92056-3816
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2022Quit Claim Deed, Transfer
Quitclaim
Nov 24, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 1994 · Amount on Record
Deed SaleJun 08, 1994 · Amount on Record
Prior SaleSep 16, 1983 · Amount on Record
Deed Document Number1994369419
Last Transfer DateJul 30, 2022
Transfer Doc0000463706
Record UpdatedSep 20, 2026

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 09, 2022
Property Address3220 BERNIE DR, OCEANSIDE, CA 92056-3816
Document Number0000463706
Instrument DateJul 30, 2022
Instrument2022-0463706
Transaction TypeTransfer
Record UpdatedDec 19, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3220 BERNIE DR, OCEANSIDE, CA 92056-3816

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 24, 2020
Property Address3220 BERNIE DR, OCEANSIDE, CA 92056-3816
Document Number0000748062
Map ReferenceMAP 8430
Instrument DateNov 17, 2020
Instrument2020-0748062
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3220 BERNIE DR, OCEANSIDE, CA 92056-3816

Mortgage

Document Number0000748063
DateNov 24, 2020
Instrument2020-0748063
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$237,485 (+2%) Land $86,666 Building $150,819
2025$2,576.00 (+5.36%) Homeowner's exemption$232,829 (+4.04%) Land $84,967 Building $147,862
2023$2,445.00 (-1.61%) Homeowner's exemption$223,789 Land $81,668 Building $142,121
2022$2,485.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2025, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 544 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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