3231 Amherst Ave, Lorain, OH 44052 Property Records

Lorain County property record for 3231 Amherst Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1940
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Apr 2024)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-216-004`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-216-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	676 sqft
2nd Floor Area	676 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	159 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	88 sqft
Deck Area	88 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3231 AMHERST AVE
City	LORAIN
State	OH
Zip	44052-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORAIN REALTY CO SUB 30 X 159
Legal Subdivision	LORAIN REALTY COMPANYS SUBDIVISION
Legal Tract	1
Legal Block	216
Legal Lot Number	30
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1008
Census Tract	23500

Owner

3231 Amherst Ave is owned and occupied by an individual who bought it in April 2024.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3231 AMHERST AVE, LORAIN, OH 44052-5010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer · Conventional Mortgage DOLLAR BANK FSB
Jan 9, 2019	Quit Claim Deed, Transfer AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY
Dec 26, 2018	Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF BELLVILL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Jan 9, 2019
Deed Document Number	2024001590
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 5, 2024
Property Address	3231 AMHERST AVE, LORAIN, OH 44052-5010
Document Number	0000009080
Map Reference	VOL 12 PG 27
Instrument Date	Apr 4, 2024
Instrument	2024-0009080
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 AMHERST AVE, LORAIN, OH 44052-5010

Mortgage

Document Number	0000009081
Date	Apr 5, 2024
Instrument	2024-0009081

Lender

Name	DOLLAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 9, 2019
Property Address	3231 AMHERST AVE, LORAIN, OH 44052-5010
Document Number	0000700627
Instrument Date	Jan 8, 2019
Instrument	700627
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	947 BROADWAY LORAIN OH 440521988, LORAIN, OH 44052-1988

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 26, 2018
Property Address	3231 AMHERST AVE, LORAIN, OH 44052-5010
Document Number	0000699434
Map Reference	VOL 12 PG 27
Instrument Date	Nov 30, 2017
Instrument	2018-0699434
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 AMHERST AVE, LORAIN, OH 44052-5010

Mortgage

Document Number	0000699435
Date	Dec 26, 2018
Instrument	2018-0699435

Lender

Name	THE FIRST NATIONAL BANK OF BELLVILL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3231 Amherst Ave was $1,121.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00	$29,330 (%) Land $4,970 Building $24,360	$83,800 (-) Land $14,210 Building $69,590
2024	$1,121.00 (-10.61%)	$29,331 (+23.55%) Land $4,974 Building $24,357	$83,800 (+23.54%) Land $14,210 Building $69,590
2023	$1,254.00 (+0.88%)	$23,741 (+%) Land $3,798 Building $19,943	$67,830 Land $10,850 Building $56,980
2022	$1,243.00	$23,740 Land $3,800 Building $19,940
2021			$67,830 Land $10,850 Building $56,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3231 Amherst Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3231 Amherst Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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