Lorain County property record for 3218 Amherst Ave, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,611 sqft · built 1940 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $115,000 (Sep 2003) |
| Tax Bill | $1,637 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01-003-215-010 |
| Primary APN | 02-01-003-215-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,611 sqft Living Area |
| 1st Floor Area | 1,611 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 113 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 42 sqft |
| Patio Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3218 AMHERST AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-5011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LORAIN REALTY CO SUB 80 X 113 S/L 44 & 45 |
| Legal Subdivision | LORAIN REALTY COMPANYS SUBDIVISION |
| Legal Tract | 1 |
| Legal Block | 215 |
| Legal Lot Number | 44&45 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 23500 |
The current owner of 3218 Amherst Ave bought it in September 2003.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3218 AMHERST AVE, LORAIN, OH 44052-5011 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2003 · Amount on File |
| Deed Sale | Sep 18, 2003 · Amount on File |
| Prior Sale | Jan 2, 2003 |
| Deed Document Number | 2003005923 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3218 AMHERST AVE, LORAIN, OH 44052-5011 |
| Document Number | 0000774861 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3218 AMHERST AVE LORAIN OH 440525011, LORAIN, OH 44052-5011 |
| Document Number | 0000774861 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 774861 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 19, 2030 |
The 2025 property tax bill for 3218 Amherst Ave was $1,637.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,637.00 | $42,820 (-0.01%) Land $9,210 Building $33,610 | $122,350 (-) Land $26,310 Building $96,040 |
| 2024 | $1,637.00 (+1.87%) | $42,823 (+37.22%) Land $9,209 Building $33,614 | $122,350 (+37.23%) Land $26,310 Building $96,040 |
| 2023 | $1,607.00 (+0.88%) | $31,207 (-0.01%) Land $6,276 Building $24,931 | $89,160 Land $17,930 Building $71,230 |
| 2022 | $1,593.00 | $31,210 Land $6,280 Building $24,930 | |
| 2021 | $89,160 Land $17,930 Building $71,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3218 Amherst Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Mar 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3218 Amherst Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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