3230 Harding St, Dearborn, MI 48124 Property Records

Wayne County property record for 3230 Harding St, Dearborn, MI 48124

Property Summary

Property Type	Other
Details	2 bd · 1 ba · 1,080 sqft · built 1951
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (Apr 2024)
Tax Bill	$2,814 (2019)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`82-09-273-15-017`

Property Details

APN / Parcel Number

Primary APN	`82-09-273-15-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,080 sqft Total Area
Gross Area	1,776 sqft
Basement Area	720 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	130 ft deep x 38 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	82-09-273-15-017
Street Address	3230 HARDING ST
City	DEARBORN
State	MI
Zip	48124-3728
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	RA
Legal Description	LOT 45 DEARBORN TRACTOR SUB
Legal Subdivision	DEARBORN TRACTOR SUB
Legal Lot Number	45
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3028
Census Tract	575401

Owner

Source: Wayne County records, as of May 2, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3329 KATHERINE ST, DEARBORN, MI 48124-3645
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer · Conventional Mortgage OAS STAFF FCU
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage LEVEL ONE BANK
May 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	May 30, 2019
Deed Document Number	2024128356
Deed Book / Page	58803 / 456
Record Updated	Jun 7, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 8, 2024
Property Address	3230 HARDING ST, DEARBORN, MI 48124-3728
Document Number	0588030456
Book / Page	58803 / 456
Map Reference	LB 39 PG 88
Instrument Date	Mar 11, 2024
Instrument	2024128356
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,477.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3230 HARDING ST, DEARBORN, MI 48124-3728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3329 KATHERINE ST, DEARBORN, MI 48124-3645

Mortgage

Document Number	0058803458
Date	Apr 8, 2024
Instrument	58803/458

Lender

Name	OAS STAFF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2034
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	10.6%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 23, 2019
Property Address	3230 HARDING ST, DEARBORN, MI 48124-3728
Document Number	0550071106
Book / Page	55007 / 1106
Map Reference	LB 39 PG 88
Instrument Date	Apr 15, 2019
Instrument	2019148111
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$967.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23211 CARLYSLE ST, 23211, DEARBORN, MI 48124-3330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9152 N LILLEY RD APT 162, 162, PLYMOUTH, MI 48170-4656

Mortgage

Document Number	2019148112
Date	Apr 23, 2019
Instrument	2019148112

Lender

Name	LEVEL ONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	May 30, 2019
Property Address	3230 HARDING ST, DEARBORN, MI 48124-3728
Document Number	0550730166
Book / Page	055073 / 000166
Instrument Date	Apr 15, 2019
Instrument	178845
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3230 HARDING ST DEARBORN MI 481243728, DEARBORN, MI 48124-3728

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2019	$2,814.00

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2014–2026)
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

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