3230 E Cortez St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3230 E Cortez St, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,869 sqft · built 1994
Lot Size	0.118 acres (5,131 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Mar 2017)
Tax Bill	$2,135 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`166-33-487`

Property Details

APN / Parcel Number

Primary APN	`166-33-487`
Alternative APN	`166334877`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,869 sqft Living Area
Gross Area	1,989 sqft
1st Floor Area	970 sqft
2nd Floor Area	899 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,131 sqft (0.118 acres)
Parking Spaces	2 Parking Spaces
Pool Area	380 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3230 E CORTEZ ST
City	PHOENIX
State	AZ
Zip	85028-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	SUMMER LANE MCR 365-45
Legal Range	3E
Legal Township	3N
Legal Section	24
Legal Subdivision	SUMMER LANE
Legal Lot Number	19
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3003
Census Tract	104900

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3230 E CORTEZ ST, PHOENIX, AZ 85028-2000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit ARIZONA BANK & TRUST
Mar 13, 2018	Deed of Trust, Mortgage · FHA Mortgage ALLIANCE FINANCIAL RESOURCES LLC
Mar 29, 2017	Warranty Deed, Transfer · ARM CHICAGO TITLE AGENCY INC
Mar 29, 2017	Warranty Deed, Transfer · ARM ALLIANCE FINANCIAL RESOURCES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Prior Sale	Jun 3, 1994 · Amount on Record
Deed Document Number	2017221107
Prior Transfer Date	Jun 1, 1994
Prior Transfer Doc	0000443767
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3230 E CORTEZ ST, PHOENIX, AZ 85028-2000
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 E CORTEZ ST, PHOENIX, AZ 85028-2000

Mortgage

Document Number	0001318039
Date	Dec 13, 2021
Instrument	20211318039

Lender

Name	ARIZONA BANK & TRUST
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3230 E CORTEZ ST, PHOENIX, AZ 85028-2000
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187545
Date	Mar 13, 2018
Instrument	20180187545

Lender

Name	ALLIANCE FINANCIAL RESOURCES LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 29, 2017
Property Address	3230 E CORTEZ ST, PHOENIX, AZ 85028-2000
Document Number	0000221107
Map Reference	MB 365 PG 45
Instrument Date	Mar 27, 2017
Instrument	2017-0221107
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 E CORTEZ ST, PHOENIX, AZ 85028-2000

Mortgage

Document Number	, 2017-0221108
Date	Mar 29, 2017
Instrument	2017-0221108

Lender

Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Margin	4
Max Rate	11.6%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 29, 2017
Property Address	3230 E CORTEZ ST, PHOENIX, AZ 85028-2000
Document Number	0000221107
Map Reference	MB 365 PG 45
Instrument Date	Mar 27, 2017
Instrument	2017-0221107
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2772 N CRESTWOOD CT, 2772, FLORENCE, AZ 85132-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3230 E CORTEZ ST, PHOENIX, AZ 85028-2000

Mortgage

Document Number	0000221108
Date	Mar 29, 2017
Instrument	2017-0221108

Lender

Name	ALLIANCE FINANCIAL RESOURCES LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Margin	4
Max Rate	11.6%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,310 (+83.96%)	$473,100 (+7.21%) Land $94,600 Building $378,500
2025	$2,135.00 (+0.71%)	$25,718 (-46.7%)	$441,300 (-8.54%) Land $88,200 Building $353,100
2024		$48,250	$482,500 Land $96,500 Building $386,000
2023	$2,120.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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