3226 E Cortez St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3226 E Cortez St, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,306 sqft · built 1994
Lot Size	0.116 acres (5,056 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Oct 2022)
Tax Bill	$1,751 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`166-33-488`

Property Details

APN / Parcel Number

Primary APN	`166-33-488`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,306 sqft

Exterior

Year Built	Built 1994
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,056 sqft (0.116 acres)
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3226 E CORTEZ ST
City	PHOENIX
State	AZ
Zip	85028-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	SUMMER LANE MCR 365/45
Legal Range	03E
Legal Township	03N
Legal Section	24
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	SUMMER LANE
Legal Lot Number	20
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3003
Census Tract	104900

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3226 E CORTEZ ST, PHOENIX, AZ 85028-2000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Jul 1, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Sep 26, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Mar 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	20220788437
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 20, 2022
Property Address	3226 E CORTEZ ST, PHOENIX, AZ 85028-2000
Document Number	0000788437
Map Reference	MB 365 PG 45
Instrument Date	Oct 20, 2022
Instrument	20220788437
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3226 E CORTEZ ST, PHOENIX, AZ 85028-2000

Mortgage

Document Number	0000788438
Date	Oct 20, 2022
Instrument	20220788438

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 1, 2022
Property Address	3226 E CORTEZ ST, PHOENIX, AZ 85028-2000
Document Number	0000546348
Map Reference	MB 365 PG 45
Instrument Date	Jun 30, 2022
Instrument	20220546348
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3226 E CORTEZ ST, 3226, PHOENIX, AZ 85028-2000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 E CORTEZ ST, PHOENIX, AZ 85028-2000
Investor	Possibly a Property Investor

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 26, 2019
Property Address	3226 E CORTEZ ST, PHOENIX, AZ 85028-2000
Document Number	0000758762
Instrument Date	Sep 4, 2019
Instrument	758762
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 E CORTEZ ST PHOENIX AZ 850282000, PHOENIX, AZ 85028-2000

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3226 E CORTEZ ST, PHOENIX, AZ 85028-2000
Document Number	0000201063
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 E CORTEZ ST PHOENIX AZ 850282000, PHOENIX, AZ 85028-2000

Mortgage

Document Number	0000201063
Date	Mar 22, 2019
Instrument	201063

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,000 (-3.48%)	$380,000 (-3.48%) Land $76,000 Building $304,000
2025	$1,751.00 (+5.04%)
2024		$39,370	$393,700 Land $78,700 Building $315,000
2023	$1,667.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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