323 W Orange Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 323 W Orange Rd, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,906 sqft · built 1967
Lot Size1.06 acres (46,230 sqft)
Owner2 Individual Names on File
Last Sale$186,500 (Nov 2021)
Tax Bill$6,102 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8813-21-201-001

Property Details

APN / Parcel Number

Primary APN8813-21-201-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,906 sqft Living Area
1st Floor Area752 sqft
Basement Area752 sqft
Finished Basement400 sqft
Unfinished Basement752 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area46,230 sqft (1.06 acres)
Lot Dimensions345 ft deep x 134 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area80 sqft
Deck Area551 sqft
Patio Area551 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address323 W ORANGE RD
CityWATERLOO
StateIA
Zip50701-9041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNPLATTED WLOO WEST W 134 FT N 385 FT NW NE EXC HWYS SEC 21 T 88 R 13
Legal Range13W
Legal Township88N
Legal Section21
Legal SubdivisionUNPLATTED WLOO WEST
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1046
Census Tract3001

Owner

Source: Black Hawk County records · APN 8813-21-201-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address323 W ORANGE RD, WATERLOO, IA 50701-9041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed of Trust, Mortgage · Line of Credit
CEDAR RAPIDS BANK & TRUST CO
Nov 03, 2020Warranty Deed, Transfer · Conventional Mortgage
CEDAR RAPIDS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2021 · Amount on Record
Deed SaleNov 03, 2021 · Amount on Record
Prior SaleNov 03, 2020 · Amount on Record
Deed Document Number20219631
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address323 W ORANGE RD, WATERLOO, IA 50701-9041
Transaction TypeMortgage
Record UpdatedSep 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202400002880
DateAug 28, 2023
Instrument202400002880
Lender
NameCEDAR RAPIDS BANK & TRUST CO
TypeBank
AddressCEDAR RAPIDS, IA 52401
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateNov 03, 2020
Property Address323 W ORANGE RD, WATERLOO, IA 50701-9041
Document Number202100009631
Instrument DateAug 03, 2020
Instrument202100009631
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$297.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address323 W ORANGE RD, WATERLOO, IA 50701-9041

Mortgage

Document Number202100009632
DateNov 03, 2020
Instrument202100009632
Lender
NameCEDAR RAPIDS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,102.00$300,280 (+6.75%) Land $36,260 Building $264,020$300,280 (+6.75%) Land $36,260 Building $264,020
2024$6,102.00 (+27.98%)
2023$281,300 (+29.55%) Land $36,260 Building $245,040$281,300 (+29.55%) Land $36,260 Building $245,040
2022$4,768.00$217,140 Land $36,260 Building $180,880
2021$217,140 Land $36,260 Building $180,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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