Black Hawk County property record for 320 W Orange Rd, Waterloo, IA 50701
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1999 |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Apr 2024) |
| Tax Bill | $3,200 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-16-451-015 |
| Primary APN | 8813-16-451-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 118,919 sqft (2.73 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 300 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 320 W ORANGE RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PARCEL C THAT PART OF THE SE 1/4 SEC 16 T 88 R 13 DESC AS FOL COM AT THE SW COR OF SAID SE 1/4 TH ALONG THE S LINE OF SAID SE |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 16 |
| Legal Subdivision | KALSEM MIONR PLAT |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 3001 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 W ORANGE RD, WATERLOO, IA 50701-9041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2024 · Amount on Record |
| Deed Sale | Apr 15, 2024 · Amount on Record |
| Prior Sale | Mar 1, 2010 |
| Deed Document Number | 202412635 |
| Record Updated | Oct 29, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,200.00 (-3.03%) Homeowner's exemption | $193,710 (+4.57%) Land $6,330 Building $187,380 | $193,710 (+4.57%) Land $6,330 Building $187,380 |
| 2024 | $3,300.00 (+1.16%) | ||
| 2023 | $185,250 (+17.46%) Land $4,940 Building $180,310 | $185,250 (+17.46%) Land $4,940 Building $180,310 | |
| 2022 | $3,262.00 Homeowner's exemption Additional exemption filed | $157,710 Land $3,980 Building $153,730 | |
| 2021 | $157,710 Land $3,980 Building $153,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 individual policies |
| Nearby Flood Policies | 37 units insured incl. 16 condo units |
| Nearby Flood Claims | 2 (1985–2020) |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures