323 Tree Ln, Prophetstown, IL 61277 Property Records

Whiteside County property record for 323 Tree Ln, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	0.341 acres (14,858 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Feb 2021)
Tax Bill	$3,097 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1534354010`

Property Details

APN / Parcel Number

Primary APN	`1534354010`
Alternative APN	`110096`

Exterior

Lot Area	14,858 sqft (0.341 acres)

Location & Zoning

Account Number	110096
Street Address	323 TREE LN
City	PROPHETSTOWN
State	IL
Zip	61277-9119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOK HAVEN SUB LT 6 BLK 2 121500X
Legal Subdivision	BROOK HAVEN SUBDIVISION
Legal Block	2
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	1
Census Block	1028
Census Tract	700

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 TREE LN, PROPHETSTOWN, IL 61277-9119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance IH MISSISSIPPI VALLEY CREDIT UNION
Oct 28, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance IH MISSISSIPPI VALLEY CREDIT UNION
Feb 24, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage IH MISSISSIPPI VALLEY CREDIT UNION
Feb 25, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Apr 17, 2014 · Amount on Record
Deed Document Number	20211309
Last Transfer Date	Oct 22, 2021
Transfer Doc	0000007607
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	323 TREE LN, PROPHETSTOWN, IL 61277-9119
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007608
Date	Oct 28, 2021
Instrument	2021-07608

Lender

Name	IH MISSISSIPPI VALLEY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 28, 2021
Property Address	323 TREE LN, PROPHETSTOWN, IL 61277-9119
Document Number	0202107607
Instrument Date	Oct 22, 2021
Instrument	2021-07607
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 TREE LN, PROPHETSTOWN, IL 61277-9119

Mortgage

Document Number	0202107608
Date	Oct 28, 2021
Instrument	2021-07608

Lender

Name	IH MISSISSIPPI VALLEY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 24, 2021
Property Address	323 TREE LN, PROPHETSTOWN, IL 61277-9119
Document Number	0202101309
Instrument Date	Feb 24, 2021
Instrument	2021-01309
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 TREE LN, PROPHETSTOWN, IL 61277-9119

Mortgage

Document Number	0202101310
Date	Feb 24, 2021
Instrument	2021-01310

Lender

Name	IH MISSISSIPPI VALLEY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 25, 2021
Property Address	323 TREE LN, PROPHETSTOWN, IL 61277-9119
Document Number	0202101308
Instrument Date	Feb 5, 2021
Instrument	2021-01308
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 TREE LN, PROPHETSTOWN, IL 61277-9119

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,097.00	$43,383 Land $4,870 Building $38,513
2024			$130,149 Land $14,610 Building $115,539

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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