316 Tree Ln, Prophetstown, IL 61277 Property Records

Whiteside County property record for 316 Tree Ln, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	0.458 acres (19,952 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jun 2026)
Tax Bill	$6,245 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1534353009`

Property Details

APN / Parcel Number

Primary APN	`1534353009`
Alternative APN	`103964`

Exterior

Lot Area	19,952 sqft (0.458 acres)

Location & Zoning

Account Number	103964
Street Address	316 TREE LN
City	PROPHETSTOWN
State	IL
Zip	61277-9118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOK HAVEN SUB LT 6 BLK 1 119600X
Legal Subdivision	BROOK HAVEN SUBDIVISION
Legal Block	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	1
Census Block	1029
Census Tract	700

Owner

Source: Whiteside County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1210 E 16TH ST, STERLING, IL 61081-2660
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE
Jan 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Deed Document Number	20262743
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 3, 2026
Property Address	316 TREE LN, PROPHETSTOWN, IL 61277-9118
Document Number	0000002743
Instrument Date	May 28, 2026
Instrument	20262743
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1210 E 16TH ST, STERLING, IL 61081-2660

Mortgage

Document Number	0000002744,
Date	Jun 3, 2026
Instrument	20262744

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 6, 2020
Property Address	316 TREE LN, PROPHETSTOWN, IL 61277-9118
Document Number	0000000093
Instrument Date	Jan 6, 2020
Instrument	93
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E MAIN ST MORRISON IL 612702850, MORRISON, IL 61270-2850

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,245.00 (+9.87%)	$75,376 (+12.94%) Land $5,995 Building $69,381
2024	$5,684.00	$66,740 Land $5,308 Building $61,432	$226,128 (+12.94%) Land $17,985 Building $208,143
2023			$200,220 Land $15,924 Building $184,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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