323 Spruce Pine Dr, Debary, FL 32713 Property Records

Volusia County property record for 323 Spruce Pine Dr, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,696 sqft · built 2019
Lot Size	0.151 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (May 2020)
Tax Bill	$2,678 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9004-22-00-0220`

Property Details

APN / Parcel Number

Primary APN	`9004-22-00-0220`
Alternative APNs	`8001254.0` `8001254`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,696 sqft Living Area
1st Floor Area	1,128 sqft
Upper Floors Area	1,568 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	8001254.0
Street Address	323 SPRUCE PINE DR
City	DEBARY
State	FL
Zip	32713-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-19-30 LOT 22 SPRINGVIEW WOODS PHASE 1 MB 59 PGS 21-27 INC PER OR 7550 PG 1893 PER OR 7664 PG 1916 PER OR 7855 PG 1742
Legal Range	30E
Legal Township	19S
Legal Section	04
Legal Subdivision	SPRINGVIEW WOODS PH 1
Legal Phase	1
Legal Tract	22
Legal Lot Number	22
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1002
Census Tract	90904

Owner

323 Spruce Pine Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Volusia County records, as of December 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	323 SPRUCE PINE DR, DEBARY, FL 32713-4804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Warranty Deed, Transfer · Conventional Mortgage ALTERRA HM LNS
Mar 5, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Prior Sale	Mar 5, 2019 · Amount on File
Deed Document Number	2020-092778
Deed Book / Page	7855 / 1742
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 22, 2020
Property Address	323 SPRUCE PINE DR, DEBARY, FL 32713-4804
Document Number	0078551742
Book / Page	007855 / 001742
Instrument Date	May 20, 2020
Instrument	92778
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,142.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 SRUCE PINE DR DEBARY FL 32713, DEBARY, FL 32713

Mortgage

Document Number	78551744
Date	May 22, 2020
Book Page	007855/001744
Instrument	92779

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 5, 2019
Property Address	323 SPRUCE PINE DR, DEBARY, FL 32713-4804
Document Number	0076641916
Book / Page	7664 / 1916
Map Reference	MB 59 PG 21-27
Instrument Date	Feb 27, 2019
Instrument	2019-044081
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 4, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,075.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 SPRUCE PINE DR, DEBARY, FL 32713-4804

Mortgage

Document Number	2019044082
Date	Mar 5, 2019
Instrument	2019-044082

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,218	$377,647 Land $45,815 Building $331,832
2024	$2,678.00 (+4.73%)
2023	$2,557.00 (+2.48%) Homeowner's exemption	$170,038 (+3%)	$355,619 (+17.11%) Land $44,468 Building $311,151
2022	$2,495.00 Homeowner's exemption	$165,085	$303,673 Land $35,574 Building $268,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Spruce Pine Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	20 (1992–2024)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Spruce Pine Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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