Volusia County property record for 319 Spruce Pine Dr, Debary, FL 32713
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,836 sqft · built 2019 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $264,505 (May 2019) |
| Tax Bill | $3,847 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9004-22-00-0230 |
| Primary APN | 9004-22-00-0230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| Gross Area | 2,236 sqft |
| 1st Floor Area | 1,836 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block/Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 8001255 |
|---|---|
| Street Address | 319 SPRUCE PINE DR |
| City | DEBARY |
| State | FL |
| Zip | 32713-4804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-19-30 LOT 23 SPRINGVIEW WOODS PHASE 1 MB 59 PG 21-27 PER OR 7550 PG 1893 PER OR 7688 PG 3318 PER OR 8826 PG 3028 |
| Legal Range | 30E |
| Legal Township | 19S |
| Legal Section | 04 |
| Legal Subdivision | SPRINGVIEW WOODS PHASE 1 MB |
| Legal Phase | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DEBARY-ORANGE CITY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 90904 |
319 Spruce Pine Dr is owned and occupied by two individuals who bought it in May 2019.
Source: Volusia County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 319 SPRUCE PINE DR, DEBARY, FL 32713-4804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 1, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2019 · Amount on File |
| Deed Sale | May 1, 2019 · Amount on File |
| Deed Document Number | 201986016 |
| Deed Book / Page | 7688 / 3318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 319 SPRUCE PINE DR, DEBARY, FL 32713-4804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 319 SPRUCE PINE DR, DEBARY, FL 32713-4804 |
| Document Number | 0081844484 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 8184/4484 |
| Instrument | 2022006378 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 319 SPRUCE PINE DR, DEBARY, FL 32713-4804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 319 SPRUCE PINE DR, DEBARY, FL 32713-4804 |
| Document Number | 0079344772 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 7934/4772 |
| Instrument | 2020-209925 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | May 1, 2019 |
| Property Address | 319 SPRUCE PINE DR, DEBARY, FL 32713-4804 |
| Document Number | 0076883318 |
| Book / Page | 7688 / 3318 |
| Map Reference | MB 59 PG 21-27 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 2019-086016 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,852.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Address | 319 SPRUCE PINE DR, DEBARY, FL 32713-4804 |
| Document Number | 2019086017 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019-086017 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 319 Spruce Pine Dr was $3,847, up 4.7% from the year before.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | DeBary City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,152 (+30.82%) Land $45,815 Building $276,337 | $322,152 (-2.26%) Land $45,815 Building $276,337 | |
| 2025 | $3,847.00 (+4.68%) Homeowner's exemption | $246,258 | $329,607 Land $45,815 Building $283,792 |
| 2024 | $3,675.00 (+4.91%) | ||
| 2023 | $3,503.00 (+2.16%) Homeowner's exemption | $232,348 (+3%) | $312,122 (+20.63%) Land $44,468 Building $267,654 |
| 2022 | $3,429.00 Homeowner's exemption | $225,581 | $258,739 Land $35,574 Building $223,165 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 319 Spruce Pine Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 20 (1992–2024) |
| Claims Outside the SFHA | 13 of 20 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 319 Spruce Pine Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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