DeSoto County property record for 323 Shady Grove Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,361 sqft · built 1989 |
| Lot Size | 0.469 acres (20,448 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,096 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-18-28-2-00014-00 |
| Primary APN | 3-07-4-18-28-2-00014-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,361 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,448 sqft (0.469 acres) |
| Lot Dimensions | 184 ft deep x 100 ft wide |
| Patio Area | 192 sqft |
| Street Address | 323 SHADY GROVE DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | ROBISON SQUARE S-D LOT 14 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 18 |
| Legal Quarter | SW |
| Legal Subdivision | ROBISON SQUARE S-D |
| Legal Lot Number | 14 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 71121 |
323 Shady Grove Dr is owned and occupied by an individual.
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 SHADY GROVE DR, HERNANDO, MS 38632-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2017 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Deed of Trust, Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000358631 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 323 SHADY GROVE DR, HERNANDO, MS 38632-2022 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20170629010190920 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 20170629010190920 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 26, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 323 SHADY GROVE DR, HERNANDO, MS 38632-2022 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 323 SHADY GROVE DR, HERNANDO, MS 38632-2022 |
The 2025 property tax bill for 323 Shady Grove Dr was $2,096.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,096.00 | $20,569 Land $2,500 Building $18,069 | $205,687 Land $25,000 Building $180,687 |
| 2023 | $1,781.00 | $15,006 | $150,060 Land $25,000 Building $125,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 323 Shady Grove Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 323 Shady Grove Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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