320 Shady Grove Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 320 Shady Grove Dr, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,933 sqft · built 1987
Lot Size	0.469 acres (20,452 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-18-28-2-00015-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-18-28-2-00015-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,933 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,452 sqft (0.469 acres)
Lot Dimensions	163 ft deep x 110 ft wide

Location & Zoning

Street Address	320 SHADY GROVE DR
City	HERNANDO
State	MS
Zip	38632-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBISON SQUARE S-D LOT 15
Legal Range	07
Legal Township	03
Legal Section	18
Legal Quarter	SW
Legal Subdivision	ROBISON SQUARE S-D
Legal Lot Number	15
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2018
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-07-4-18-28-2-00015-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 SHADY GROVE DR, HERNANDO, MS 38632-2021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jul 06, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000488465
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	320 SHADY GROVE DR, HERNANDO, MS 38632-2021
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004758/342
Date	Jul 09, 2019
Book Page	4758/342

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	320 SHADY GROVE DR, HERNANDO, MS 38632-2021
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005284/375
Date	Jul 06, 2021
Book Page	5284/375

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00 (+16.49%)	$16,159 (+35.18%) Land $2,500 Building $13,659	$161,585 (+35.18%) Land $25,000 Building $136,585
2023	$1,358.00	$11,954	$119,535 Land $25,000 Building $94,535

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 18% of Mississippi
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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