323 S Peru Ave, Ladd, IL 61329 Property Records

Bureau County property record for 323 S Peru Ave, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1906
Lot Size	0.306 acres (13,325 sqft)
Owner	Individual Name on File
Tax Bill	$4,024 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Feb 2008 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-10-365-008`

Property Details

APN / Parcel Number

Primary APN	`18-10-365-008`
Alternative APN	`3205`

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	13,325 sqft (0.306 acres)
Lot Dimensions	125 ft deep x 106 ft wide

Location & Zoning

Account Number	1810365008
Street Address	323 S PERU AVE
City	LADD
State	IL
Zip	61329-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD L 3-4 BLK 59 (106.6X125')
Legal Range	11
Legal Township	16
Legal Section	10
Legal Subdivision	TOWN LADD
Legal Block	59
Legal Lot Number	3-4
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	2
Census Block	2038
Census Tract	965100

Owner

323 S Peru Ave is owned and occupied by an individual.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	323 S PERU AVE, LADD, IL 61329-9777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Feb 22, 2008	Deed of Trust, Mortgage · FHA Mortgage COUNTRYWIDE BANK FSB
Jan 9, 2013	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	323 S PERU AVE, LADD, IL 61329-9777
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R04863
Date	Nov 27, 2017
Instrument	2017R04863

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2027

Interest

Rate Type	Fixed Rate

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	323 S PERU AVE, LADD, IL 61329-9777
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001335/165
Date	Feb 22, 2008
Book Page	1335/165
Instrument	2008_00928

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	03012

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2038

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	323 S PERU AVE, LADD, IL 61329-9777
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R00225
Date	Jan 9, 2013
Instrument	2013R00225

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 323 S Peru Ave was $4,024 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,024.00	$45,394 Land $7,528 Building $37,866	$136,182 Land $22,584 Building $113,598
2023		$39,210 Land $6,502 Building $32,708	$117,630 Land $19,506 Building $98,124
2022	$3,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 S Peru Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 323 S Peru Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: IVNet, Nextlink.

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