312 S Peru Ave, Ladd, IL 61329 Property Records

Bureau County property record for 312 S Peru Ave, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1974
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Mar 2022)
Tax Bill	$3,087 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-10-364-006`

Property Details

APN / Parcel Number

Primary APN	`18-10-364-006`
Alternative APN	`3202`

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Account Number	1810364006
Street Address	312 S PERU AVE
City	LADD
State	IL
Zip	61329-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD L 7 BLK 58 (50 X 125) D 22-0837
Legal Range	11
Legal Township	16
Legal Section	10
Legal Subdivision	VILLAGE OF LADD
Legal Block	58
Legal Lot Number	7
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	2
Census Block	2039
Census Tract	965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 S PERU AVE, LADD, IL 61329-9777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
Jul 5, 2019	Warranty Deed, Transfer · Conventional Mortgage SPRING VALLEY CITY BANK
Jul 5, 2019	Warranty Deed, Transfer · Conventional Mortgage SPRING VALLEY CITY BANK
Aug 13, 2008	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Jul 5, 2019 · Amount on Record
Deed Document Number	2022837
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Mar 1, 2022
Property Address	312 S PERU AVE, LADD, IL 61329-9777
Document Number	2022R00837
Map Reference	MB B PG 19 & 20
Instrument Date	Feb 19, 2022
Instrument	2022R00837
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S PERU AVE, LADD, IL 61329-9777

Mortgage

Document Number	2022R00838
Date	Mar 1, 2022
Instrument	2022R00838

Lender

Name	HEARTLAND BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.62%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 5, 2019
Property Address	312 S PERU AVE, LADD, IL 61329-9777
Document Number	2019R02456
Instrument Date	Jun 22, 2019
Instrument	2019R02456
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S PERU AVE, LADD, IL 61329-9777

Mortgage

Document Number	2019R02457
Date	Jul 5, 2019
Instrument	2019R02457

Lender

Name	SPRING VALLEY CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 5, 2019
Property Address	312 S PERU AVE, LADD, IL 61329-9777
Document Number	2019R02456
Instrument Date	Jun 22, 2019
Instrument	2019R02456
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S PERU AVE, LADD, IL 61329-9777

Mortgage

Document Number	2019R02457
Date	Jul 5, 2019
Instrument	2019R02457

Lender

Name	SPRING VALLEY CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2008: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUREAU IL
Recording Date	Aug 13, 2008
Property Address	312 S PERU AVE, LADD, IL 61329-9777
Document Number	001365/001
Book / Page	1365 / 001
Instrument Date	Jul 31, 2005
Instrument	2008_04436
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,087.00 (+12.75%)	$36,343 (+15.77%) Land $3,572 Building $32,771	$109,029 (+15.77%) Land $10,716 Building $98,313
2023		$31,392 Land $3,085 Building $28,307	$94,176 Land $9,255 Building $84,921
2022	$2,738.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

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