323 River Dr, Dekalb, IL 60115 Property Records

DeKalb County property record for 323 River Dr, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · built 1959
Lot Size0.169 acres (7,359 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Feb 2024)
Tax Bill$4,540 (2024)
Deeds & MortgagesApr 2026 Transfer
Jan 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-14-203-017

Property Details

APN / Parcel Number

Primary APN08-14-203-017

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialWood
Lot Area7,359 sqft (0.169 acres)
Lot Dimensions119 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0814203017
Street Address323 RIVER DR
CityDEKALB
StateIL
Zip60115-1923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 - BLK 19 - TILTON PARK - 3RD ADDITION
Legal SubdivisionTILTON PARK - 3RD ADDITION
Legal Block19
Legal Lot Number14
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group3
Census Block3021
Census Tract900

Owner

Source: DeKalb County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address323 RIVER DR, DEKALB, IL 60115-1923
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 22, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA
Feb 23, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2024 · Amount on Record
Deed SaleFeb 23, 2024 · Amount on Record
Prior SaleApr 5, 2006 · Amount on Record
Deed Document Number20241276
Last Transfer DateJan 16, 2026
Transfer Doc0000000550
Record UpdatedSep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionDE KALB IL
Recording DateApr 6, 2026
Property Address323 RIVER DR, DEKALB, IL 60115-1923
Document Number0000002770
Instrument DateMar 25, 2026
Instrument20262770
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDE KALB IL
Recording DateJan 22, 2026
Property Address323 RIVER DR, DEKALB, IL 60115-1923
Document Number0000000550
Map ReferenceDOC 284324
Instrument DateJan 16, 2026
Instrument2026000550
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address323 RIVER DR, DEKALB, IL 60115-1923
InvestorPossibly a Property Investor

Mortgage

Document Number0000000551
DateJan 22, 2026
Instrument2026000551
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2041

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateFeb 23, 2024
Property Address323 RIVER DR, DEKALB, IL 60115-1923
Document Number0000001276
Map ReferenceDOC 284324
Instrument DateNov 17, 2023
Instrument2024001276
Transaction TypeTransfer
Record UpdatedJun 20, 2024
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 RIVER DR, DEKALB, IL 60115-1923
InvestorPossibly a Property Investor

Mortgage

Document Number0000001277
DateFeb 23, 2024
Instrument2024001277
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2053

Mortgage

Document Number0000001278
DateFeb 23, 2024
Instrument2024001278
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term58 Months
DueDec 1, 2028

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$62,411 (+9.51%) Land $10,049 Building $52,362$187,233 (+9.51%) Land $30,147 Building $157,086
2024$4,540.00$56,991 (+14.69%) Land $9,176 Building $47,815$170,973 (+14.69%) Land $27,528 Building $143,445
2023$49,692 (+9.53%) Land $8,001 Building $41,691$149,076 (+9.53%) Land $24,003 Building $125,073
2022$45,369 Land $9,131 Building $36,238$136,107 Land $27,393 Building $108,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims12 (1982–2007)
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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