309 River Dr, Dekalb, IL 60115 Property Records

DeKalb County property record for 309 River Dr, Dekalb, IL 60115 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.203 acres (8,821 sqft)
Owner2 Individual Names on File
Last Sale$272,000 (Jul 2025)
Tax Bill$4,453 (2024)
Deeds & MortgagesApr 2026 Mortgage
Sep 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-14-203-014

Property Details

APN / Parcel Number

Primary APN08-14-203-014

Exterior

Lot Area8,821 sqft (0.203 acres)

Location & Zoning

Account Number0814203014
Street Address309 RIVER DR
CityDEKALB
StateIL
Zip60115-1923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 - BLK 19 - TILTON PARK - 3RD ADDITION
Legal SubdivisionTILTON PARK - 3RD ADDITION
Legal Block19
Legal Lot Number11
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group3
Census Block3021
Census Tract900

Owner

Source: DeKalb County records · APN 08-14-203-014

Assessment roll updated April 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address309 RIVER DR, DEKALB, IL 60115-1923
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Sep 25, 2023Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Jun 29, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2025 · Amount on Record
Deed SaleJul 30, 2025 · Amount on Record
Prior SaleSep 25, 2023 · Amount on Record
Deed Document Number20255754
Prior Transfer DateJun 16, 2022
Prior Transfer Doc0000006224
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Recording DateApr 15, 2026
Property Address309 RIVER DR, DEKALB, IL 60115-1923
Document Number0000003094
Instrument DateApr 02, 2026
Instrument20263094
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 RIVER DR, DEKALB, IL 60115-1923
InvestorPossibly a Property Investor

Mortgage

Document Number0000003094,
DateApr 15, 2026
Instrument20263094
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2046
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateSep 25, 2023
Property Address309 RIVER DR, DEKALB, IL 60115-1923
Document Number0000006775
Map ReferenceDOC 284324
Instrument DateSep 11, 2023
Instrument2023006775
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address309 RIVER DR, DEKALB, IL 60115-1923

Mortgage

Document Number0000006776
DateSep 25, 2023
Instrument2023006776
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateJun 29, 2022
Property Address309 RIVER DR, DEKALB, IL 60115-1923
Document Number0000006224
Map ReferenceDOC 284324
Instrument DateJun 16, 2022
Instrument2022006224
Transaction TypeTransfer
Record UpdatedJul 14, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address216 N 1ST ST, DEKALB, IL 60115-4846

Mortgage

Document Number0000006225
DateJun 29, 2022
Instrument2022006225
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$67,794 (+25.6%) Land $10,049 Building $57,745$203,382 (+25.6%) Land $30,147 Building $173,235
2024$4,453.00
2023$53,977 (+9.53%) Land $8,001 Building $45,976$161,931 (+9.53%) Land $24,003 Building $137,928
2022$49,281 Land $9,131 Building $40,150$147,843 Land $27,393 Building $120,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370009003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims12 (1982–2007)
Most Recent ClaimAug 2007, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Aug 2007 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
Metronet HoldingsFiber5,120 / 5,120
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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