323 Prospect St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 323 Prospect St, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details1,210 sqft · built 1911
Lot Size0.06 acres (2,627 sqft)
OwnerCompany Name on Record
Last Sale$160,000 (Sep 2018)
Tax Bill$5,546 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-00116-0000-00018

Property Details

APN / Parcel Number

Primary APN16-00116-0000-00018
Alternative APN
  • 160011600018

Interior

Stories2 Stories
Building Area1,210 sqft Living Area

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Construction TypeFrame
Lot Area2,627 sqft (0.06 acres)
Lot Dimensions105 ft deep x 25 ft wide

Location & Zoning

Street Address323 PROSPECT ST
CityPERTH AMBOY
StateNJ
Zip08861-4028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-25
Legal Description25X105
Legal SubdivisionPERTH AMBOY
Legal Block116
Legal Lot Number18
JurisdictionMIDDLESEX NJ
Township / Civil DivisionPERTH AMBOY
Census Block Group3
Census Block3010
Census Tract4800

Owner

Source: Middlesex County and Perth Amboy City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address323 PROSPECT ST, PERTH AMBOY, NJ 08861-4028
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 10, 2018Deed of Trust, Mortgage · FHA Mortgage
REAL EST MTG NTWK
Sep 14, 2018Grant Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2018 · Amount on Record
Deed SaleSep 14, 2018 · Amount on Record
Prior SaleJan 9, 2009 · Amount on Record
Deed Document Number201880833
Deed Book / Page17296 / 287
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address323 PROSPECT ST, PERTH AMBOY, NJ 08861-4028
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 PROSPECT ST, PERTH AMBOY, NJ 08861-4028

Mortgage

Document Number0000116269
DateNov 18, 2020
Book Page18135/504
Instrument2020116269
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueOct 1, 2048

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address323 PROSPECT ST, PERTH AMBOY, NJ 08861-4028
Document Number0000080834
Instrument DateSep 10, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 PROSPECT ST PERTH AMBOY NJ 088614028, PERTH AMBOY, NJ 08861-4028

Mortgage

Document Number0000080834
DateSep 14, 2018
Book Page017296/000293
Instrument80834
Lender
NameREAL EST MTG NTWK
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2048

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMIDDLESEX NJ
Recording DateSep 14, 2018
Property Address323 PROSPECT ST, PERTH AMBOY, NJ 08861-4028
Document Number0000080833
Book / Page017296 / 000287
Instrument DateSep 4, 2018
Instrument80833
Transaction TypeTransfer
Record UpdatedOct 2, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$160.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 PROSPECT ST PERTH AMBOY NJ 088614028, PERTH AMBOY, NJ 08861-4028

Tax Assessment & Valuation

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityPerth Amboy City
Unified School DistrictPerth Amboy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174,500 (-) Land $87,000 Building $87,500$174,500 (-) Land $87,000 Building $87,500
2025$5,546.00 (+5.36%)$174,500 (-) Land $87,000 Building $87,500$174,500 (-) Land $87,000 Building $87,500
2024$5,264.00 (+1.41%)
2023$174,500 Land $87,000 Building $87,500$174,500 Land $87,000 Building $87,500
2022$5,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERTH AMBOY WATER DEPARTMENT
serves 52,328 people · EPA ID NJ1216001
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityGross alpha radiation
not recorded as resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2019
Treatment and ProcedureCorrosion control
Jul 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 840 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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