Middlesex County and Perth Amboy City property record for 322 Prospect St, Perth Amboy, NJ 08861
| Property Type | Single Family Home |
|---|---|
| Details | 2,064 sqft · built 1901 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Dec 2005) |
| Tax Bill | $8,285 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00117-0000-00040 |
| Primary APN | 16-00117-0000-00040 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,064 sqft Living Area |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Street Address | 322 PROSPECT ST |
|---|---|
| City | PERTH AMBOY |
| State | NJ |
| Zip | 08861-4029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Description | 25X100 |
| Legal Subdivision | PERTH AMBOY |
| Legal Block | 117 |
| Legal Lot Number | 40 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | PERTH AMBOY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 4800 |
Source: Middlesex County and Perth Amboy City records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 LINCOLN DR, PERTH AMBOY, NJ 08861-2313 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2005 · Amount on Record |
| Deed Sale | Dec 1, 2005 · Amount on Record |
| Prior Sale | Jul 13, 1998 · Amount on Record |
| Deed Book / Page | 5590 / 111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 322 PROSPECT ST, PERTH AMBOY, NJ 08861-4029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | M A D TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000030181 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 17478/0957 |
| Instrument | 2019030181 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Subprime Lender |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2049 |
Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Perth Amboy City |
| Unified School District | Perth Amboy City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,700 (-) Land $86,400 Building $174,300 | $260,700 (-) Land $86,400 Building $174,300 | |
| 2025 | $8,285.00 (+5.34%) | $260,700 (-) Land $86,400 Building $174,300 | $260,700 (-) Land $86,400 Building $174,300 |
| 2024 | $7,865.00 (+1.42%) | ||
| 2023 | $260,700 Land $86,400 Building $174,300 | $260,700 Land $86,400 Building $174,300 | |
| 2022 | $7,755.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 840 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures