323 Pine St, Winter Garden, FL 34787 Property Records

Orange County property record for 323 Pine St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1950
Lot Size	0.236 acres (10,262 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,500 (Jan 2021)
Tax Bill	$6,000 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2002 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-22-27-4876-00-151`

Property Details

APN / Parcel Number

Primary APN	`14-22-27-4876-00-151`
Alternative APNs	`272214487600151` `113613` `114261` `115547`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,358 sqft Living Area
Gross Area	1,732 sqft
1st Floor Area	1,358 sqft
Utility Area	45 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,262 sqft (0.236 acres)
Garage Type	Carport
Garage Area	329 sqft
Carport	Carport
Carport Area	329 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	323 PINE ST
City	WINTER GARDEN
State	FL
Zip	34787-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LAKE VIEW ADDITION F/74 E 13 FT LOT 15 ALL LOT 16 & W 21 FT LOT 17
Legal Range	27E
Legal Township	22S
Legal Section	14
Legal Subdivision	LAKE VIEW ADD TO WINTER GARDEN
Legal Tract	4876
Legal Lot Number	15-17
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1018
Census Tract	17302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winter Garden Historic Residential District listed 1996 · 76 contributing resources · NRIS 96000849

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4357 SALTMARSH SPARROW DR, WINDERMERE, FL 34786-3280
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Dec 5, 2002	Deed of Trust, Mortgage · Conventional Mortgage CITICORP TR BK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Mar 25, 1999 · Amount on Record
Deed Document Number	202137155
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 21, 2021
Property Address	323 PINE ST, WINTER GARDEN, FL 34787-2745
Document Number	0000037155
Map Reference	MB F PG 74
Instrument Date	Jan 15, 2021
Instrument	20210037155
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,075.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30905 LOCHMORE CIR, 30905, SORRENTO, FL 32776-8716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4357 SALTMARSH SPARROW DR, WINDERMERE, FL 34786-3280

Mortgage

Document Number	0000037156
Date	Jan 21, 2021
Instrument	20210037156

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2002: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	323 PINE ST, WINTER GARDEN, FL 34787-2745
Document Number	0000224234
Instrument Date	Dec 5, 2002
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	CT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 PINE ST WINTER GARDEN FL 347872745, WINTER GARDEN, FL 34787-2745

Mortgage

Document Number	0000224234
Date	Apr 16, 2018
Instrument	224234

Lender

Name	CITICORP TR BK FSB
Type	Federal Savings Bank
Address	NEWARK, DE 19713

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2033

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,868 (+1%)	$424,830 (-2.38%) Land $307,860 Building $116,970
2025	$6,000.00 (+14.48%)	$324,425 (-23.44%)	$435,180 (+2.7%) Land $307,860 Building $127,320
2024	$5,241.00 (-0.44%)
2023	$5,264.00 (+35.25%)	$423,743 (+73.85%) Land $307,860 Building $115,883	$423,743 (+73.85%) Land $307,860 Building $115,883
2022	$3,892.00	$243,745 Land $133,406 Building $110,339	$243,745 Land $133,406 Building $110,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Metronet, Verizon, Xfinity.

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