Orange County property record for 318 Pine St, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 968 sqft · built 1950 |
| Lot Size | 0.232 acres (10,101 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,469 (2025) |
| Deeds & Mortgages | Apr 2020 Transfer Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-22-27-4876-00-261 |
| Primary APN | 14-22-27-4876-00-261 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| Gross Area | 1,484 sqft |
| 1st Floor Area | 968 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,101 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 274 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 318 PINE ST |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-2746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LAKE VIEW ADDITION F/74 W 8.20 FT LOT 26 ALL LOT 27 & E 24.6 0 FT LOT 28 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 14 |
| Legal Subdivision | LAKE VIEW ADD TO WINTER GARDEN |
| Legal Tract | 4876 |
| Legal Lot Number | 24 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 17302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Winter Garden Historic Residential District listed 1996 · 76 contributing resources · NRIS 96000849 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
318 Pine St is owned by two individuals who acquired it in March 2020.
Source: Orange County records, as of May 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12044 SANDY SHORES DR, WINDERMERE, FL 34786-7510 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 27, 2020 |
| Transfer Doc | 0000214922 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 3, 2020 |
| Property Address | 318 PINE ST, WINTER GARDEN, FL 34787-2746 |
| Document Number | 0000214922 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 214922 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12044 SANDY SHORES DR WINDERMERE FL 347867510, WINDERMERE, FL 34786-7510 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 318 PINE ST, WINTER GARDEN, FL 34787-2746 |
| Document Number | 0000160695 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 12044 SANDY SHORES DR WINDERMERE FL 347867510, WINDERMERE, FL 34786-7510 |
| Document Number | 0000160695 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 160695 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2050 |
The 2025 property tax bill for 318 Pine St was $4,469, up 15.2% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,303 (+1%) | $384,260 (-1.84%) Land $303,030 Building $81,230 | |
| 2025 | $4,469.00 (+15.15%) | $197,548 | $391,480 Land $303,030 Building $88,450 |
| 2024 | $3,881.00 (-3.24%) | ||
| 2023 | $4,011.00 (+45.59%) | $383,555 (+84.37%) Land $303,030 Building $80,525 | $383,555 (+84.37%) Land $303,030 Building $80,525 |
| 2022 | $2,755.00 | $208,037 Land $131,313 Building $76,724 | $208,037 Land $131,313 Building $76,724 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 Pine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink, Metronet, Verizon, Xfinity.
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