323 Pine St, Towanda, PA 18848 Property Records

Bradford County property record for 323 Pine St, Towanda, PA 18848

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · built 1896
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$34,000 (Jan 2026)
Tax Bill	$1,551 (2026)
Deeds & Mortgages	Jan 2026 Sale Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-086.03-167-000-000`

Property Details

APN / Parcel Number

Primary APN	`48-086.03-167-000-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Conventional
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	323 PINE ST
City	TOWANDA
State	PA
Zip	18848-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE
Jurisdiction	BRADFORD PA
Township / Civil Division	TOWANDA
Census Block Group	3
Census Block	3004
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Towanda Historic District listed 1992 · 441 contributing resources · NRIS 92000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

323 Pine St is owned by two individuals who bought it in January 2026.

Source: Bradford County records, as of April 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 YORK AVE, TOWANDA, PA 18848-2022
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed, Transfer FIRST ABSTRACT AGENCY
Jun 10, 2022	Intrafamily Transfer, Transfer
Jun 12, 2019	Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	Jun 12, 2019 · Amount on File
Deed Document Number	2026161
Transfer Doc	0202206350
Record Updated	Jun 8, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Jan 8, 2026
Property Address	323 PINE ST, TOWANDA, PA 18848-1112
Document Number	0202600161
Instrument Date	Dec 31, 2025
Instrument	202600161
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	FIRST ABSTRACT AGENCY

Transaction

Amount	Amount on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 PINE ST, TOWANDA, PA 18848-1112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 YORK AVE, TOWANDA, PA 18848-2022

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRADFORD PA
Recording Date	Jun 10, 2022
Property Address	323 PINE ST, TOWANDA, PA 18848-1112
Document Number	0202206350
Instrument Date	May 31, 2022
Instrument	202206350
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4843 SACO RD, 4843, TOWANDA, PA 18848-8269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 PINE ST, TOWANDA, PA 18848-1112

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Jun 12, 2019
Property Address	323 PINE ST, TOWANDA, PA 18848-1112
Document Number	0201905027
Instrument Date	May 31, 2019
Instrument	201905027
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	ACCURATE ABSTRACT/PA INC, ACCURATE ABSTRACTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8181 BERWICK TPKE, 8181, MILAN, PA 18831-7768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 PINE ST, TOWANDA, PA 18848-1112

Mortgage

Document Number	0201905028
Date	Jun 12, 2019
Instrument	201905028

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 323 Pine St was $1,551, up 2.5% from the year before.

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
Municipality	Towanda Borough
Unified School District	Towanda Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,551.00 (+2.51%)	$17,950 (-)
2025	$1,513.00 (+1.82%)	$17,950 (-)
2024	$1,486.00	$17,950
1999			$35,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Pine St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1979–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWANDA MUNICIPAL AUTHORITY serves 5,000 people · EPA ID PA2080029
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Revolution Broadband.

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