313 Pine St, Towanda, PA 18848 Property Records

Bradford County property record for 313 Pine St, Towanda, PA 18848

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · built 1876
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$51,250 (Jul 2018)
Tax Bill	$1,015 (2026)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-086.03-164-000-000`

Property Details

APN / Parcel Number

Primary APN	`48-086.03-164-000-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Architectural Style	Conventional
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	313 PINE ST
City	TOWANDA
State	PA
Zip	18848-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE
Jurisdiction	BRADFORD PA
Township / Civil Division	TOWANDA
Census Block Group	3
Census Block	3003
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Towanda Historic District listed 1992 · 441 contributing resources · NRIS 92000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bradford County assessment roll, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	313 PINE ST, TOWANDA, PA 18848-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 31, 2018	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	201810446
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	313 PINE ST, TOWANDA, PA 18848-1126
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202105026
Date	May 6, 2021
Instrument	202105026

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Aug 1, 2048

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Jul 31, 2018
Property Address	313 PINE ST, TOWANDA, PA 18848-1126
Document Number	0201810446
Instrument Date	Jul 27, 2018
Instrument	201810446
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 PINE ST, TOWANDA, PA 18848-1126

Mortgage

Document Number	201810447
Date	Jul 31, 2018
Instrument	201810447

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
Municipality	Towanda Borough
Unified School District	Towanda Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,015.00 (+4.42%)	$11,750 (-)
2024	$972.00	$11,750
1999			$23,515

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1979–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWANDA MUNICIPAL AUTHORITY serves 5,000 people · EPA ID PA2080029
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Empire Telephone Corporation/North Penn Telephone Company Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Claverack Communications.

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