323 Olde Post Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 323 Olde Post Rd, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,206 sqft · built 1979
Lot Size0.435 acres (18,968 sqft)
OwnerIndividual Name on Record
Tax Bill$1,898 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone AE (high risk)
APNC56-000-596-7604-9

Property Details

APN / Parcel Number

Primary APNC56-000-596-7604-9
Alternative APN
  • 26-1S-22-2130-0008-0040

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,206 sqft Heated Area
Gross Area3,256 sqft
1st Floor Area1,121 sqft
Upper Floors Area1,085 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area18,968 sqft (0.435 acres)
Lot Width120 ft Width
Garage TypeFinished
Garage Area552 sqft
PorchEnclosed Porch
Porch Area498 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address323 OLDE POST RD
CityNICEVILLE
StateFL
Zip32578-3942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAINTREE EST LOT 4 BLK 8
Legal Range22
Legal Township01S
Legal Section26
Legal SubdivisionRAINTREE ESTATES UNIT 1
Legal Block8
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1004
Census Tract21001

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-owner2 Co-owners on Record
Mailing Address49 CINDERELLA CT NW, FT WALTON BCH, FL 32547-4603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleDec 13, 2024
Deed SaleDec 13, 2024
Prior SaleDec 13, 2024
Deed Document Number0003727971
Last Transfer DateMay 14, 2025
Transfer Doc0003753924
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address323 OLDE POST RD, NICEVILLE, FL 32578-3942
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 OLDE POST RD, NICEVILLE, FL 32578-3942

Mortgage

Document Number0034773878
DateJul 23, 2020
Book Page3477/3878
Instrument3375690
Lender
NameFNBT BANK
TypeBank
AddressFORT WALTON BEACH, FL 32549
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,898.00 (+6.39%) Homeowner's exemption Widower's exemption$205,028 (+5.99%)$406,537 (+1.95%) Land $151,711 Building $254,826
2023$1,784.00 (-0.17%) Homeowner's exemption Widower's exemption$193,447 (+3%)$398,780 (+5.92%) Land $140,251 Building $258,529
2022$1,787.00 Homeowner's exemption Widower's exemption$187,813$376,483 Land $133,572 Building $242,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims79 (1994–2020)
Claims Outside the SFHA44 of 79
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

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