Okaloosa County property record for 322 Olde Post Rd, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,438 sqft · built 1978 |
| Lot Size | 0.711 acres (31,005 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Feb 2019) |
| Tax Bill | $6,677 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Feb 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-596-7559-5 |
| Primary APN | C56-000-596-7559-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,438 sqft Heated Area |
| Gross Area | 3,967 sqft |
| 1st Floor Area | 2,204 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 31,005 sqft (0.711 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 138 sqft |
| Patio Area | 240 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 322 OLDE POST RD |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAINTREE EST LOT 29 BLK 1 968-254 & PART S OF LOT TO W/E AS OR |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | RAINTREE ESTATES UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21001 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 322 OLDE POST RD, NICEVILLE, FL 32578-3904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Feb 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2019 · Amount on Record |
| Deed Sale | Feb 5, 2019 · Amount on Record |
| Prior Sale | Jun 9, 2006 · Amount on Record |
| Deed Document Number | 3257360 |
| Deed Book / Page | 3384 / 1420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 322 OLDE POST RD, NICEVILLE, FL 32578-3904 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 322 OLDE POST RD, NICEVILLE, FL 32578-3904 |
| Document Number | 0035474841 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 3547/4841 |
| Instrument | 3456679 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 5, 2019 |
| Property Address | 322 OLDE POST RD, NICEVILLE, FL 32578-3904 |
| Document Number | 0033841420 |
| Book / Page | 3384 / 1420 |
| Map Reference | MB 5 PG 81-84 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 3257360 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 ROBERT AVE, 149, NICEVILLE, FL 32578-8209 |
| Name | Verified Name |
|---|---|
| Address | 322 OLDE POST RD, NICEVILLE, FL 32578-3904 |
| Document Number | 0003257361 |
|---|---|
| Date | Feb 5, 2019 |
| Instrument | 3257361 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,677.00 (+5.32%) Homeowner's exemption | $605,491 (+5.99%) | $804,830 (+0.98%) Land $486,033 Building $318,797 |
| 2023 | $6,340.00 (+2.31%) Homeowner's exemption | $571,288 (+3%) | $796,985 (+8.35%) Land $467,339 Building $329,646 |
| 2022 | $6,197.00 Homeowner's exemption | $554,649 | $735,544 Land $423,890 Building $311,654 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 197 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 79 (1994–2020) |
| Claims Outside the SFHA | 44 of 79 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
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