323 N Illinois St, Camp Point, IL 62320 Property Records

Adams County property record for 323 N Illinois St, Camp Point, IL 62320

Property Summary

Property TypeSingle Family Home
Lot Size0.57 acres (24,948 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Jun 2020)
Tax Bill$2,191 (2024)
Deeds & MortgagesApr 2011 Line of Credit
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN030088700000

Property Details

APN / Parcel Number

Primary APN030088700000

Exterior

Lot Area24,948 sqft (0.57 acres)

Location & Zoning

Street Address323 N ILLINOIS ST
CityCAMP POINT
StateIL
Zip62320-1004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 1 GAY SURVEY LOT 5
Legal Range6W
Legal Township1N
Legal Section26
Legal SubdivisionGAYS ADD
Legal Block1
Legal Lot Number5
JurisdictionADAMS IL
Township / Civil DivisionCAMP POINT
Census Block Group3
Census Block3011
Census Tract10200

Owner

Source: Adams County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address323 N ILLINOIS ST, CAMP POINT, IL 62320-1004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2011Deed of Trust, Mortgage · Line of Credit
MERCANTILE BANK
Jun 16, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Sep 29, 2009Warranty Deed, Transfer
MERCANTILE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2020 · Amount on Record
Deed SaleJun 16, 2020 · Amount on Record
Deed Document Number20205011
Prior Transfer DateJun 12, 2020
Prior Transfer Doc2020R05011
Record UpdatedOct 29, 2026

April 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address323 N ILLINOIS ST, CAMP POINT, IL 62320-1004
Transaction TypeMortgage
Record UpdatedMay 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2011R03906
DateApr 26, 2011
Instrument2011R-03906
Lender
NameMERCANTILE BANK
TypeBank
AddressQUINCY, IL 62301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 18, 2021
Interest
Rate TypeAdjustable Rate
Rate3.25%
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateJun 16, 2020
Property Address323 N ILLINOIS ST, CAMP POINT, IL 62320-1004
Document Number2020R05011
Instrument DateJun 12, 2020
Instrument2020R-05011
Transaction TypeTransfer
Record UpdatedMay 4, 2026
Title CompanyTITLE CTRS, TITLE CENTER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$142.50
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 N ILLINOIS ST, CAMP POINT, IL 62320-1004

Mortgage

Document Number2020R05012
DateJun 16, 2020
Instrument2020R-05012
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.05%

September 2009: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateSep 29, 2009
Property Address323 N ILLINOIS ST, CAMP POINT, IL 62320-1004
Document Number0709/12076
Book / Page709 / 12076
Instrument DateSep 23, 2009
Instrument0070912076
Transaction TypeTransfer
Record UpdatedMay 4, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$60.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 S MARSHALL AVE APT 194, 194, MC LEANSBORO, IL 62859-1269

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 N ILLINOIS ST, CAMP POINT, IL 62320-1004

Mortgage

Document Number0070912078
DateSep 29, 2009
Instrument0070912078
Lender
NameMERCANTILE BANK
TypeBank
Agreement
AmountAmount Recorded
Term60 Months
DueSep 25, 2014

Mortgage

Document Number0709/12077
DateSep 29, 2009
Book Page709/12077
Instrument0070912077
Lender
NameMERCANTILE BANK
TypeBank
AddressQUINCY, IL 62301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2039

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionCamp Point Township
MunicipalityCamp Point Village
Unified School DistrictCentral CUSD 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,130 (+22.01%) Land $3,960 Building $37,170$123,390 (+22.01%) Land $11,880 Building $111,510
2024$2,191.00 (+19.79%)
2022$33,710 Land $3,250 Building $30,460$101,130 Land $9,750 Building $91,380
2021$1,829.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMP POINT
serves 1,190 people · EPA ID IL0010050
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2022
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 500

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