312 N Illinois St, Camp Point, IL 62320 Property Records

Adams County property record for 312 N Illinois St, Camp Point, IL 62320

Property Summary

Property TypeSingle Family Home
Lot Size0.29 acres (12,597 sqft)
Owner2 Individual Names on Record
Last Sale$149,000 (Jun 2025)
Tax Bill$2,996 (2024)
Deeds & MortgagesAug 2024 Mortgage
Jan 2006 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN030072200000

Property Details

APN / Parcel Number

Primary APN030072200000

Exterior

Lot Area12,597 sqft (0.29 acres)

Location & Zoning

Street Address312 N ILLINOIS ST
CityCAMP POINT
StateIL
Zip62320-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 BAILEY 2ND ADDN OUTLOT -EX 48FT E SD LOT 11- S 60FT N 150FT E 1/2 LOTS 9 10 & 11
Legal Range6W
Legal Township1N
Legal Section26
Legal SubdivisionBAILEY 2ND ADD
Legal Lot Number11,9
JurisdictionADAMS IL
Township / Civil DivisionCAMP POINT
Census Block Group3
Census Block3015
Census Tract10200

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address312 N ILLINOIS ST, CAMP POINT, IL 62320-1007
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2024Deed of Trust, Mortgage · USDA Mortgage
USDA
Jan 30, 2006Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jun 3, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 15, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST BANKERS TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2025 · Amount on Record
Deed SaleJun 3, 2025 · Amount on Record
Prior SaleJul 15, 2019 · Amount on Record
Deed Document Number20253163
Record UpdatedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address312 N ILLINOIS ST, CAMP POINT, IL 62320-1007
Transaction TypeMortgage
Record UpdatedMay 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024R05153
DateAug 29, 2024
Instrument2024R-05153
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term300 Months
DueAug 1, 2049

January 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address312 N ILLINOIS ST, CAMP POINT, IL 62320-1007
Transaction TypeMortgage
Record UpdatedMay 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0706/00927
DateJan 30, 2006
Book Page0706/00927
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressBILLINGS, MT 59107
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 17, 2011
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateJun 3, 2025
Property Address312 N ILLINOIS ST, CAMP POINT, IL 62320-1007
Document Number2025R03163
Instrument DateMay 27, 2025
Instrument2025R-03163
Transaction TypeTransfer
Record UpdatedMay 4, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$223.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address338 N VERMONT ST, CAMP POINT, IL 62320-1110

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 N ILLINOIS ST, CAMP POINT, IL 62320-1007

Mortgage

Document Number2025R03164
DateJun 3, 2025
Instrument2025R-03164
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2055
Interest
Rate TypeFixed Rate
Rate5.75%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateJul 15, 2019
Property Address312 N ILLINOIS ST, CAMP POINT, IL 62320-1007
Document Number2019R04458
Instrument DateJun 22, 2019
Instrument2019R-04458
Transaction TypeTransfer
Record UpdatedMay 4, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$194.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 N ILLINOIS ST, CAMP POINT, IL 62320-1007

Mortgage

Document Number2019R04459
DateJul 15, 2019
Instrument2019R-04459
Lender
NameFIRST BANKERS TRUST CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionCamp Point Township
MunicipalityCamp Point Village
Unified School DistrictCentral CUSD 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,510 (+22%) Land $3,960 Building $51,550$166,530 (+22%) Land $11,880 Building $154,650
2024$2,996.00 (+14.66%)
2022$45,500 Land $3,250 Building $42,250$136,500 Land $9,750 Building $126,750
2021$2,613.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMP POINT
serves 1,190 people · EPA ID IL0010050
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2022
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 500

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