Black Hawk County property record for 315 Martin Rd, Waterloo, IA 50701 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1967 |
| Lot Size | 0.2 acres (8,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Aug 2025) |
| Tax Bill | $2,934 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-33-426-023 |
| Primary APN | 8913-33-426-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,720 sqft (0.2 acres) |
| Lot Dimensions | 109 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 256 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 315 MARTIN RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET VIEW W 80 FT E 200 FT LOT 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 33 |
| Legal Subdivision | SUNSET VIEW |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1501 |
Source: Black Hawk County records · APN 8913-33-426-023
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 323 MARTIN RD, WATERLOO, IA 50701-3842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on Record |
| Deed Sale | Aug 22, 2025 · Amount on Record |
| Deed Document Number | 202512283 |
| Prior Transfer Date | Aug 11, 2025 |
| Prior Transfer Doc | 0000014145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 315 MARTIN RD, WATERLOO, IA 50701-3842 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201800019733 |
|---|---|
| Date | Jun 01, 2018 |
| Instrument | 201800019733 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 175 Months |
| Due | Jan 01, 2033 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,934.00 Homeowner's exemption | $172,140 (+11.86%) Land $27,600 Building $144,540 | $172,140 (+11.86%) Land $27,600 Building $144,540 |
| 2024 | $2,934.00 (+7.24%) | ||
| 2023 | $153,890 (+12.44%) Land $27,600 Building $126,290 | $153,890 (+12.44%) Land $27,600 Building $126,290 | |
| 2022 | $2,736.00 Homeowner's exemption | $136,860 Land $27,600 Building $109,260 | |
| 2021 | $136,860 Land $27,600 Building $109,260 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Most Recent Claim | Jul 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 1% of the US · above 9% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 321 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Waterloo Telecommunications Utility | Fiber | 10,000 / 10,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: T-Mobile USA, AMG Technology Investment Group, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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