Bergen County and Garfield City property record for 323 Malcolm Ave, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,516 sqft · built 1999 |
| Lot Size | 0.067 acres (2,932 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Mar 2023) |
| Tax Bill | $8,110 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00216-08-00189 |
| Primary APN | 21-00216-08-00189 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,516 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 2,932 sqft (0.067 acres) |
| Account Number | 006246 |
|---|---|
| Street Address | 323 MALCOLM AVE |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-1148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2930 SF |
| Legal Subdivision | NEW YORK & NEW JERSEY REAL EST |
| Legal Block | 216 |
| Legal Lot Number | 189 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21400 |
Source: Bergen County and Garfield City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 323 MALCOLM AVE, GARFIELD, NJ 07026-1148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS WHOLESALE LENDER |
| Nov 26, 2018 | Deed, Transfer · Stand-Alone Refinance AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on Record |
| Deed Sale | Mar 30, 2023 · Amount on Record |
| Prior Sale | Nov 26, 2018 · Amount on Record |
| Deed Document Number | 202322120 |
| Deed Book / Page | 4962 / 143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 30, 2023 |
| Property Address | 323 MALCOLM AVE, GARFIELD, NJ 07026-1148 |
| Document Number | 0049620143 |
| Book / Page | 4962 / 143 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023022120 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,223.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1072 CEDAR AVE, UNION, NJ 07083-3611 |
| Name | Verified Name |
|---|---|
| Address | 323 MALCOLM AVE, GARFIELD, NJ 07026-1148 |
| Document Number | 0049620148 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 4962/148 |
| Instrument | 2023022121 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 323 MALCOLM AVE, GARFIELD, NJ 07026-1148 |
| Document Number | 0033681942 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 323 MALCOLM AVE GARFIELD NJ 070261148, GARFIELD, NJ 07026-1148 |
| Document Number | 0033681942 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 003368/001942 |
| Instrument | 66459 |
| Name | AMERICAS WHOLESALE LENDER |
|---|---|
| Type | Bank |
| Address | WHIPPANY, NJ 07981 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 26, 2018 |
| Property Address | 323 MALCOLM AVE, GARFIELD, NJ 07026-1148 |
| Document Number | 0031140619 |
| Book / Page | 3114 / 619 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 00018-082785 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 MALCOLM AVE, GARFIELD, NJ 07026-1148 |
| Document Number | 0031140625 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 3114/625 |
| Instrument | 2018-082785.01 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,100 (-) Land $94,000 Building $139,100 | $233,100 (-) Land $94,000 Building $139,100 | |
| 2025 | $8,110.00 (+4.27%) | $233,100 (-) Land $94,000 Building $139,100 | $233,100 (-) Land $94,000 Building $139,100 |
| 2024 | $7,778.00 (+6.99%) | ||
| 2023 | $233,100 Land $94,000 Building $139,100 | $233,100 Land $94,000 Building $139,100 | |
| 2022 | $7,270.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures