Bergen County and Garfield City property record for 312 Malcolm Ave, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 2,430 sqft · built 1970 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Feb 2020) |
| Tax Bill | $13,425 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00216-08-00178 |
| Primary APN | 21-00216-08-00178 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,430 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Account Number | 006238 |
|---|---|
| Street Address | 312 MALCOLM AVE |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-1149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4000 SF |
| Legal Block | 216 |
| Legal Lot Number | 178 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21400 |
312 Malcolm Ave is owned and occupied by two individuals who bought it in February 2020.
Source: Bergen County and Garfield City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 MALCOLM AVE, GARFIELD, NJ 07026-1149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jun 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2020 · Amount on File |
| Deed Sale | Feb 18, 2020 · Amount on File |
| Prior Sale | Jun 4, 2007 · Amount on File |
| Deed Document Number | 202018777 |
| Deed Book / Page | 3507 / 1562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 312 MALCOLM AVE, GARFIELD, NJ 07026-1149 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 312 MALCOLM AVE, GARFIELD, NJ 07026-1149 |
| Document Number | 0057480121 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 5748/121 |
| Instrument | 2026017426 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 312 MALCOLM AVE, GARFIELD, NJ 07026-1149 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0042231500 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 4223/1500 |
| Instrument | 2021098784 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 312 Malcolm Ave was $13,425, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,900 (-) Land $110,000 Building $275,900 | $385,900 (-) Land $110,000 Building $275,900 | |
| 2025 | $13,425.00 (+4.26%) | $385,900 Land $110,000 Building $275,900 | $385,900 Land $110,000 Building $275,900 |
| 2024 | $12,877.00 | ||
| 2023 | $385,900 Land $110,000 Building $275,900 | $385,900 Land $110,000 Building $275,900 | |
| 2022 | $12,036.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Malcolm Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Malcolm Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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