323 Main St, Williamsburg, KY 40769 Property Records

Whitley County property record for 323 Main St, Williamsburg, KY 40769

Property Summary

Property Type	Commercial Office
Details	built 1930
Lot Size	0.078 acres (3,415 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (May 2023)
Tax Bill	$324 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110-20-05-008.00`

Property Details

APN / Parcel Number

Primary APN	`110-20-05-008.00`
Alternative APN	`134591`

Interior

Stories	1 Story
Office	1,980 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,415 sqft (0.078 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	323 MAIN ST
City	WILLIAMSBURG
State	KY
Zip	40769-1123
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	B2
Legal Description	1 ST BRK OFFICE BLDG/PT LT 33-34 @ MAIN ST
Legal Subdivision	ORIGINAL MAP OF WILLIAMSBURG
Legal Lot Number	33-34
Jurisdiction	WHITLEY KY
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2015
Census Tract	920602

Owner

Source: Whitley County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	118 S 3RD ST, WILLIAMSBURG, KY 40769-1294
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY TRUST BANK INC
Jun 16, 2020	Intrafamily Transfer, Transfer WHITAKER BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	2023293538
Deed Book / Page	575 / 66
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	323 MAIN ST, WILLIAMSBURG, KY 40769-1123
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M704/409
Date	May 25, 2023
Book Page	M704/409
Instrument	293539

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2043

Interest

Rate Type	Adjustable Rate

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITLEY KY
Recording Date	Jun 16, 2020
Property Address	323 MAIN ST, WILLIAMSBURG, KY 40769-1123
Document Number	00D556/245
Book / Page	D556 / 245
Instrument Date	Jun 10, 2020
Instrument	243135
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1157, CORBIN, KY 40702-1157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 MAN O WAR TRL, CORBIN, KY 40701-8580

Mortgage

Document Number	000M657184
Date	Jun 16, 2020
Instrument	M657/184

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Municipality	Williamsburg City
Unified School District	Williamsburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$324.00 (-12.43%)	$100,000 (-9.09%)	$100,000 (-9.09%)
2023	$370.00	$110,000	$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSBURG WATER DEPARTMENT serves 5,554 people · EPA ID KY1180471
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Zito Media.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures