Whitley County property record for 321 Main St, Williamsburg, KY 40769
| Property Type | Commercial |
|---|---|
| Details | 1,980 sqft · built 1930 |
| Lot Size | 0.05 acres (2,216 sqft) |
| Owner | Company Name on Record |
| Last Sale | $175,000 (May 2023) |
| Tax Bill | $324 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 110-20-05-009.00 |
| Primary APN | 110-20-05-009.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,980 sqft Total Area |
| Office | 1,890 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 2,216 sqft (0.05 acres) |
| Driveway | Driveway |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Street Address | 321 MAIN ST |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | N |
| Legal Description | 1 ST COMMON WALL BLDG & 1S LT @ MAIN ST |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 920602 |
Source: Whitley County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 118 S 3RD ST, WILLIAMSBURG, KY 40769-1294 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | Jan 27, 2006 · Amount on Record |
| Deed Document Number | 2023293538 |
| Deed Book / Page | 575 / 66 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 321 MAIN ST, WILLIAMSBURG, KY 40769-1123 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 118 S 3RD ST, WILLIAMSBURG, KY 40769-1294 |
| Document Number | 00M704/409 |
|---|---|
| Date | May 25, 2023 |
| Book Page | M704/409 |
| Instrument | 293539 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | WILLIAMSBURG, KY 40769 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 15, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Municipality | Williamsburg City |
| Unified School District | Williamsburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $324.00 (-41.83%) | $100,000 (-39.58%) | $100,000 (-39.58%) |
| 2023 | $557.00 | $165,500 | $165,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILLIAMSBURG WATER DEPARTMENT serves 5,554 people · EPA ID KY1180471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Zito Media.
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