323 Lower Ln, Berlin, CT 06037 Property Records

Berlin Town property record for 323 Lower Ln, Berlin, CT 06037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,162 sqft · built 1946
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Oct 2025)
Tax Bill	$4,285 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BERL M:15-2 B:102 L:79`

Property Details

APN / Parcel Number

Primary APN	`BERL M:15-2 B:102 L:79`
Alternative APNs	`BRLN M:15-2 B:102 L:79` `1027620` `027620`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
Gross Area	1,684 sqft
1st Floor Area	1,162 sqft
Basement Area	170 sqft
Unfinished Basement	170 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1027620
Street Address	323 LOWER LN
City	BERLIN
State	CT
Zip	06037-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-11
Legal Block	102
Legal Lot Number	79
Jurisdiction	BERLIN CT
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2007
Census Tract	400102

Owner

Source: Berlin Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	323 LOWER LN, BERLIN, CT 06037-3003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Balloon Mortgage FIRST WORLD MORTGAGE CORPORATION
Oct 8, 2025	Warranty Deed, Transfer
Apr 5, 2021	Deed of Trust, Mortgage · Balloon Mortgage FIRST WORLD MORTGAGE CORPORATION
Apr 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST WORLD MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on Record
Deed Sale	Oct 8, 2025 · Amount on Record
Prior Sale	May 19, 2014 · Amount on Record
Deed Book / Page	840 / 169
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	323 LOWER LN, BERLIN, CT 06037-3003
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000786-352
Date	Apr 5, 2021
Book Page	786/352
Instrument	1994500010

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERLIN CT
Recording Date	Oct 8, 2025
Property Address	323 LOWER LN, BERLIN, CT 06037-3003
Document Number	000840-169
Book / Page	840 / 169
Instrument Date	Oct 6, 2025
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	323 LOWER LN, BERLIN, CT 06037-3003
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	786-352
Date	Apr 5, 2021
Book Page	786/352
Instrument	1994500010

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	323 LOWER LN, BERLIN, CT 06037-3003
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	756-782
Date	Apr 26, 2019
Book Page	756/782
Instrument	1501090010

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Berlin Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Berlin Town
Unified School District	Berlin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,285.00	$139,800 (-) Land $80,000 Building $59,800	$97,860 Land $56,000 Building $41,860
2024	$4,285.00 (+3.7%)
2023	$4,132.00 (-1.12%)	$139,800 (+14.78%) Land $80,000 Building $59,800
2022	$4,179.00	$121,800 Land $71,300 Building $50,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORTHINGTON FIRE DISTRICT serves 2,875 people · EPA ID CT0070031
Water Source	Purchased surface water from BERLIN WATER CONTROL COMMISSION
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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