317 Lower Ln, Berlin, CT 06037 Property Records

Berlin Town property record for 317 Lower Ln, Berlin, CT 06037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,370 sqft · built 1967
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Mar 2019)
Tax Bill	$6,415 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`BERL M:15-2 B:102 L:80`

Property Details

APN / Parcel Number

Primary APN	`BERL M:15-2 B:102 L:80`
Alternative APNs	`BRLN M:15-2 B:102 L:80` `1046040` `046040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
Gross Area	2,835 sqft
1st Floor Area	1,370 sqft
Basement Area	1,106 sqft
Unfinished Basement	1,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,677 sqft (1.37 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1046040
Street Address	317 LOWER LN
City	BERLIN
State	CT
Zip	06037-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-11
Legal Block	102
Legal Lot Number	80
Jurisdiction	BERLIN CT
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2007
Census Tract	400102

Owner

Source: Berlin Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	317 LOWER LN, BERLIN, CT 06037-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 22, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Feb 28, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 15, 2018	Committee Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on Record
Deed Sale	Mar 20, 2019 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	20191498270002
Deed Book / Page	755 / 958
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	317 LOWER LN, BERLIN, CT 06037-3003
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000817-998
Date	Aug 7, 2023
Book Page	817/998

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	317 LOWER LN, BERLIN, CT 06037-3003
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000823-541
Date	Mar 22, 2024
Book Page	823/541

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2051

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	317 LOWER LN, BERLIN, CT 06037-3003
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000833-160
Date	Feb 28, 2025
Book Page	833/160

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	317 LOWER LN, BERLIN, CT 06037-3003
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000782-839
Date	Feb 2, 2021
Book Page	782/839

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	317 LOWER LN, BERLIN, CT 06037-3003
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000766-537
Date	Feb 3, 2020
Book Page	766/537

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	317 LOWER LN, BERLIN, CT 06037-3003
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000782-839
Date	Feb 2, 2021
Book Page	782/839

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2018: Committee Deed, Foreclosure

Document Type	Committee Deed
Jurisdiction	BERLIN CT
Recording Date	Aug 15, 2018
Property Address	317 LOWER LN, BERLIN, CT 06037-3003
Document Number	750-144
Book / Page	000750 / 000144
Instrument Date	Jul 3, 2018
Instrument	1466870003
Transaction Type	Foreclosure
Record Updated	Sep 4, 2018

Transaction

Amount	Amount Recorded
Tax	$123.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	609 NEWFIELD ST MIDDLETOWN CT 064571859, MIDDLETOWN, CT 06457-1859

Tax Assessment & Valuation

Source: Berlin Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Berlin Town
Unified School District	Berlin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,415.00	$209,300 (-) Land $85,300 Building $124,000	$146,510 Land $59,710 Building $86,800
2024	$6,415.00 (+3.69%)
2023	$6,187.00 (+3.63%)	$209,300 (+20.29%) Land $85,300 Building $124,000
2022	$5,970.00	$174,000 Land $76,600 Building $97,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORTHINGTON FIRE DISTRICT serves 2,875 people · EPA ID CT0070031
Water Source	Purchased surface water from BERLIN WATER CONTROL COMMISSION
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

Nearby Properties on Lower Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures