323 Laurel Cv W, Onalaska, TX 77360 Property Records

Polk County property record for 323 Laurel Cv W, Onalaska, TX 77360

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,176 sqft · built 1977
Lot Size0.567 acres (24,742 sqft)
OwnerIndividual Name on Record
Tax Bill$2,283 (2022)
Deeds & MortgagesJul 2019 Mortgage
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNY0100011300

Property Details

APN / Parcel Number

Primary APNY0100011300
Alternative APN
  • 66171

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,176 sqft Living Area
1st Floor Area1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsbestos
Lot Area24,742 sqft (0.567 acres)
Lot Dimensions110 ft deep x 75 ft wide
Garage TypeMixed
Garage Area1,200 sqft
DrivewayDriveway
Driveway Area2,245 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area640 sqft
Deck Area264 sqft
Patio Area222 sqft
Storage Building196 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number66171
Street Address323 LAUREL CV W
CityONALASKA
StateTX
Zip77360-5151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionYAUPON COVE BLK 5 LOT 16 & SEC 5, LOT 58 & 59 SEC 5, LOT 58 & 59
Legal SubdivisionYAUPON COVE
Legal Block5
Legal Lot Number16,58
JurisdictionPOLK TX
Township / Civil DivisionLIVINGSTON-ONALASKA
Census Block Group4
Census Block4009
Census Tract210301

Owner

Source: Polk County records, as of October 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address323 LAUREL CV W, ONALASKA, TX 77360-5151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
LOANDEPOT.COM LLC
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Sep 20, 2022Vendor's Lien, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 17, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2022
Deed SaleSep 20, 2022
Prior SaleMay 17, 2017
Deed Document Number10696
Deed Book / Page2022-2441 / 918
Record UpdatedJun 7, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK TX
Property Address323 LAUREL CV W, ONALASKA, TX 77360-5151
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20192216/765
DateJul 18, 2019
Book Page2019-2216/765
Instrument05913
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2034

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK TX
Property Address323 LAUREL CV W, ONALASKA, TX 77360-5151
Transaction TypeMortgage
Record UpdatedMar 2, 2023
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20212363/430
DateSep 20, 2021
Book Page2021-2363/430
Instrument10171
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2036

September 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionPOLK TX
Recording DateSep 20, 2022
Property Address323 LAUREL CV W, ONALASKA, TX 77360-5151
Document Number20222441/918
Book / Page2022-2441 / 918
Map ReferenceVOL 3 PG 35
Instrument DateSep 15, 2022
Instrument10696
Transaction TypeTransfer
Record UpdatedMar 2, 2023
Title CompanySTEWART TITLE, STEWART TTL OF MONTGOMERY CN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 LAUREL CV W, ONALASKA, TX 77360-5151

Mortgage

Document Number0000010697
DateSep 20, 2022
Instrument10697
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK TX
Recording DateMay 17, 2017
Property Address323 LAUREL CV W, ONALASKA, TX 77360-5151
Document Number20172101/891
Book / Page2017-2101 / 891
Map ReferenceMB 3 PG 35
Instrument DateMay 17, 2017
Instrument4060
Transaction TypeTransfer
Record UpdatedMar 2, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address323 LAUREL CV W, ONALASKA, TX 77360-5151

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 CORLEY DR, HIGHLANDS, TX 77562-2802

Tax Assessment & Valuation

Source: Polk County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyPolk County
Unified School DistrictOnalaska Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$360,714 Land $30,939 Building $329,775$360,714 Land $30,939 Building $329,775
2022$2,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims6 (2024)
Most Recent ClaimApr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYAUPON COVE
private · serves 1,000 people · EPA ID TX1870017
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Eastex Telephone Cooperative
Fiber
1,000 / 1,000
Optimum
Cable
500 / 20

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