278 Laurel Cv W, Onalaska, TX 77360 Property Records

Polk County property record for 278 Laurel Cv W, Onalaska, TX 77360

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 2,335 sqft · built 2000
Lot Size0.379 acres (16,509 sqft)
OwnerIndividual Name on Record
Tax Bill$6,018 (2026)
Deeds & MortgagesOct 2023 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNY0100013800

Property Details

APN / Parcel Number

Primary APNY0100013800
Alternative APN
  • 63491

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Building Area2,335 sqft Living Area
1st Floor Area1,121 sqft
2nd Floor Area794 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsbestos
Lot Area16,509 sqft (0.379 acres)
Lot Dimensions110 ft deep x 75 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area346 sqft
Deck Area136 sqft
Canopy80 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number63491
Street Address278 LAUREL CV W
CityONALASKA
StateTX
Zip77360-5148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionYAUPON COVE BLK 6 LOT 11 & 12
Legal SubdivisionYAUPON COVE
Legal Block6
Legal Lot Number11
JurisdictionPOLK TX
Township / Civil DivisionLIVINGSTON-ONALASKA
Census Block Group4
Census Block4019
Census Tract210301

Owner

Source: Polk County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address204 PERSIMMON RD, ONALASKA, TX 77360-5867
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2023Vendor's Lien, Transfer · Commercial Mortgage
JET LENDING LLC
Jul 17, 2018Vendor's Lien, Transfer · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2024
Deed SaleSep 13, 2024
Prior SaleOct 6, 2023 · Amount on Record
Deed Document Number20247630
Deed Book / Page242559 / 790
Prior Transfer DateJul 17, 2018
Prior Transfer Doc20182164/258
Record UpdatedOct 29, 2026

October 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionPOLK TX
Recording DateOct 6, 2023
Property Address278 LAUREL CV W, ONALASKA, TX 77360-5148
Document Number20232507/544
Book / Page2023-2507 / 544
Map ReferenceVOL 4 PG 59
Instrument DateSep 29, 2023
Instrument2023-09468
Transaction TypeTransfer
Record UpdatedOct 26, 2023

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12302 BROOK COVE DR, CYPRESS, TX 77433-2986

Mortgage

Document Number0202309469
DateOct 6, 2023
Instrument2023-09469
Lender
NameJET LENDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionPOLK TX
Recording DateJul 17, 2018
Property Address278 LAUREL CV W, ONALASKA, TX 77360-5148
Document Number20182164/258
Book / Page2018-2164 / 258
Map ReferenceVOL 4 PG 59
Instrument DateJul 17, 2018
Instrument06230
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address249 STUTTS RD, 249, ONALASKA, TX 77360-6723

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 LAUREL CV W, ONALASKA, TX 77360-5148

Mortgage

Document Number06231
DateJul 17, 2018
Instrument06231
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyPolk County
Unified School DistrictOnalaska Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,018.00 (-0.66%)$250,049 (-18.83%) Land $20,626 Building $229,423$250,049 (-18.83%) Land $20,626 Building $229,423
2025$6,058.00 (+168.41%)$308,058 (+120.49%) Land $20,626 Building $287,432$308,058 (+120.49%) Land $20,626 Building $287,432
2023$139,718 Land $20,626 Building $119,092$139,718 Land $20,626 Building $119,092
2022$2,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims6 (2024)
Most Recent ClaimApr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYAUPON COVE
private · serves 1,000 people · EPA ID TX1870017
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Eastex Telephone Cooperative
Fiber
1,000 / 1,000
Optimum
Cable
500 / 20

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